Defense giant Raytheon (RTN) is the world’s largest producer of guided missiles. “Strong broad order momentum, a large Patriot backlog, and untapped financial firepower give RTN extended EPS and cash flow per share growth potential” cheers five-star Cowen & Co. analyst Cai Rumohr. Foreign sales are booming, with sales increasing for the last 14 years. […]
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6 Options to Fund Long-Term Care in Retirement
It’s not fun to think about, but if you boil down your choices a bit, making a plan for what could easily cost several thousand per month becomes less daunting. For many retirees, the term “long-term care” is typically associated with a nursing home. As we age, there is a greater chance we will need […]
How to Keep Your Taxes Down in Retirement
Unlike working people, retirees have a lot of options to determine how much they’ll pay in taxes. Knowing which income buckets to pull from can mean a difference of thousands on your tax bill. While we all must pay our fair share of taxes, being tax efficient simply means not making simple mistakes that can […]
How Long It Takes to Get Your Tax Refund
Filing your return electronically and using direct deposit can speed up the process by weeks. Getty Images By Kimberly Lankford, Contributing Editor February 27, 2018 QI just filed my income tax return. How soon can I expect to receive my refund? AIt depends on how you filed and how you’re getting your refund. You’ll get […]
Is the Statute of Limitations Really Running?
The concept of a statute of limitations is easy to understand: a lawsuit has to be commenced within so many years after the complained of act occurred or pursuit of the lawsuit may be forever barred. Where it gets tricky are the exceptions to this rule. For example, if the wrongdoer concealed the wrongful act or the […]
7 Ways to Maximize Medicare Benefits
After Connie Henderson’s husband, Eugene, was diagnosed with a rare genetic condition that causes lung problems, a doctor gave the rural Minnesota couple a bit of good news: Medicare’s home health benefit would pay for a nurse to come to their home and administer the weekly plasma infusions that Eugene would need to treat the […]
Be Smart with Social Media at Work
You’ve got to be careful with what you post online. That goes double when the workplace is involved. By Miriam Cross, Staff Writer February 27, 2018 Posting on social media always requires caution. When it involves your workplace, even more so. SEE ALSO: Make Money from your Social Media Posts Rule number one: No matter […]
10 Defense Stocks to Buy to Go on the Offensive
Market value: $108.9 billion Dividend yield: 2.0% Just because a company makes military hardware or provides logistics solutions to the Department of Defense doesn’t mean that’s the only thing that company can or should so. Indeed, in that defense-spending can also be cyclical, it’s wise for these outfits to diversify outside of the defense sphere. […]
Investors: Don't Let FOMO Put Your Retirement at Risk
When stocks take investors on a roller-coaster ride, the urge to do something grows, because you certainly don’t want to miss out. What you should be doing is taking a close look at how much risk you’re taking. Given the current state of the markets, you’re probably wondering if you should be making some changes […]
Court Interpreted the Phrase “In Equal Shares Per Stirpes” in a Trust Document
In Archer v. Moody, the litigants in the declaratory judgment action were remainder beneficiaries of a trust created in 1934 and owned a 15,000-acre ranch near Junction, Texas. No. 14-15-00945-CV, 2017 Tex. App. LEXIS 11642 (Tex. App.—Houston [14th Dist.] December 14, 2018, no pet. history). The legal dispute focused on how to calculate the fractional […]
How Well Do You Really Know Warren Buffett?
Warren Buffett’s reputation as one of the world’s great investors is built not only on years of market-beating returns with his conglomerate Berkshire Hathaway, but also on his sharp wit and avuncular, down-to-earth personality. Millions read his annual letters to Berkshire shareholders and tens of thousands of investors flock to the company’s annual shareholder meetings […]
Did Volatility ETFs Drive the Market's Selloff?
Rising U.S. Treasury yields were widely cited as the spark that ignited early February’s sharp selloff in stocks. But the real damage, in my view, was caused by a handful of arcane exchange-traded funds and other products that let traders place giant wagers on the direction of the CBOE Volatility Index, known by its symbol […]
37 States That Don't Tax Social Security Benefits
State Taxes on Social Security: Benefits are not taxed. Sales Tax: State levy is 7%. A reduced rate of 3.5% is charged on in-person sales in designated Urban Enterprise Zones, located in disadvantaged areas. Salem County, which borders no-tax Delaware, also charges the reduced 3.5% rate. Notably, motor vehicles, alcohol and cigarettes are charged at […]
Do You Have What It Takes to Be a Millionaire?
Being a millionaire isn’t a ticket to mansions, yachts and caviar, as it once was, but the goal is more reachable than ever. According to Phoenix Marketing International, a firm that tracks the affluent market, about 5.8% of U.S. households now have investable assets of $1 million or more. That’s only one way to measure […]
8 Ways to Invest in Blockchain Without Buying Bitcoin
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Although Bitcoin and several other cryptocurrencies have been around for years, it has taken a long while for the ETF industry to get on board. But it’s finally in the game – sort of. The Reality Shares Nasdaq NexGen Economy ETF (BLCN, $22.79), […]
How to Turn 'Found' Money into a Retirement Income Stream
Save it or spend it? That’s the question to answer when you find extra money. SEE ALSO: The 3 Spending Stages of Your Retirement Kiplinger’s Personal Finance magazine headlined its February 2018 issue with great approaches when the figure at hand is $1,000, $10,000 or $100,000. I have some ideas, too. The best opportunity with […]
What's Changing in Your Retirement Accounts in 2018 (and How to Take Advantage)
Retirement savers can use all the help they can get, and in 2018 some of that help comes in the form of higher limits on savings vehicles. Here are the specifics. You’ve been hearing it your entire working career: You need to save money for retirement. SEE ALSO: The 3 Spending Stages of Your Retirement […]
Jump-Starting a Health Savings Account With an IRA Rollover
Federal rules allow you to roll over money from an IRA to an HSA once in your life. But you may forfeit a tax break by doing so. Getty Images By Kimberly Lankford, Contributing Editor February 14, 2018 QHow much money can I roll over from my IRA to a health savings account? Also, are […]
Bitcoin: Why You Should NOT Invest in Today’s Fool’s Gold
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com If Bitcoin is at $10,000 today it’s because the fool who bought it for $10,000 is hoping another greater fool will pay $12,000 for it tomorrow. But what do you get for your money? What’s it worth? That’s the problem. I’ve been asked […]
10 Stocks Top-Performing Investors Love
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ I am very bullish on chip equipment maker Applied Materials (AMAT). And I am not alone. Top investors are also piling into the stock, which also has 100% Street support right now. Indeed, in the last three months, no less than 11 analysts […]
An Overlooked Tax Break for Part-Timers
Semiretired or part-time workers saving money in an IRA or other retirement plan may qualify for an often-ignored tax credit that will lower their tax bill. QI retired a few years ago, but I still get paid to do some consulting work, so I contribute to a Roth IRA. Can I qualify for the retirement […]
Boost the Returns on Your Cash in Retirement
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Safe places to stash your cash, from money market funds to stable value funds, are yielding more than they have in years. It pays for retirees to look around. You can be forgiven if you have ignored your safe-haven investments for the […]
Stocks Warren Buffett Is Buying and Selling Now
Action: Added to stake Shares held: 165.3 million (+23.3% from Q3) Value: $28.4 billion Berkshire first added Apple (AAPL, $167.37) to its portfolio in early 2016, and has been adding steadily to it ever since. Last quarter was no exception; Buffett picked up another 31.2 million shares. Apple is now the largest holding in the […]
High-Risk, High-Reward Stocks to Buy Now
There are few bigger battleground stocks in the market right now than Overstock.com (OSTK). The stock used to be a sleepy second-tier e-commerce provider, struggling to drive profits amid intense online competition. Between the beginning of 2010 and the beginning of 2017, OSTK rose just 30% total, an annual return of less than 4%. The […]
13 States That Tax Social Security Benefits
State Taxes on Social Security: Social Security income is taxable, but a married couple can subtract $4,500 of their federally taxable Social Security benefits from their state income. (The break is $3,500 for single and head of household, $2,250 for married separate filers). Make more than $77,000 of income (for married filers) and the break […]
Comparing Self-Employed Retirement Plans: Solo 401(k) vs. SEP IRA vs. SIMPLE IRA
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Here’s how three common retirement savings plans for self-employed workers stack up based on contribution limits, costs and more. Whether you’re a full-fledged small-business owner or you just run a business on the side, there are several smart ways to save for retirement […]
4 Worst Reasons to Buy a House
Myths about homeownership that could persuade you to buy for the wrong reasons. Each month you send a rent check to your landlord. Meanwhile, every homeowner you know insists that you’re wasting that money. They say that you should buy a home and that owning is a smarter financial move. SEE ALSO: Retirement Planning Mistakes […]
Retirement Savings Plans for the Self-Employed
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Own a business? Save more for retirement. Popular plans for the self-employed include the solo 401(k), the SEP IRA and a SIMPLE IRA. As an employee of a financial-planning firm, Neil Brown follows his own advice and makes the maximum contribution to his […]
3 Tips to Raise Money-Savvy Grandkids
The wisdom that comes with experience is worth sharing with your grandchildren, but you have to be smart how you do it. Grandparents have a special relationship with their grandkids and can be a positive influence on their lives and their future finances. As a grandmother to two wonderful grandkids, I realize the impact that […]
The 10 Best Closed-End Funds for 2018
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ It might be difficult to top 2017’s performance by closed-end funds. Last year, CEFs — which typically invest in stocks, bonds or a blend of both — returned 12.4% on average, according to data compiled by CEF Insider. Since the average distribution rate […]
Oil Price Rally Takes a Breather
Kiplinger’s latest forecast on the direction of energy prices iStockphoto By Jim Patterson, Managing Editor February 21, 2018 Drivers continue to get a bit of relief at the gas pump. The national average price of regular unleaded gasoline is down about three cents from a week ago, to $2.53 per gallon. Prices had been steadily […]
Claim Social Security Early or Wait? Pro Advice
My client, who is single and 64, retired at age 62 but didn’t start taking Social Security then. Instead, she set a goal to start claiming at her full retirement age of 66, to get 100% of the benefit she has coming to her. She is in amazing health. Her dad is 88, and still […]
How Hidden Commissions Can Damage Non-traded REITs and DSTs
Depending on how you got into a passive real estate investment, such as a private real estate investment trust or a Delaware Statutory Trust, you may be paying some charges you didn’t realize. And they can add up. Over the past few years, the financial services industry has come under criticism regarding fees charged, hidden […]
20 Small Towns With Big Millionaire Populations
A million bucks might not go as far as it once did, but it still gains you entry into an elite club. Only 5.8% of the country, or about 7.2 million households, qualify as actual millionaires. That’s defined as having investable assets of $1 million or more, excluding the value of real estate, employer-sponsored retirement […]
There is No Place Like Home: Mature Foreign Asset Protection Trusts Are Coming Home
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ The 10-year time limit is expiring for a raft of foreign asset trusts, and those who hold them could benefit in several ways now by redomiciling them to the United States. Do you have a foreign asset protection trust (FAPT)? Has it been […]
Tax Breaks for Middle Class Taxpayers
Anyone with earned income (meaning income from work rather than investments) can contribute to a traditional IRA, but not everyone who contributes can claim a tax deduction. That’s a no-no for the rich if they’re covered by a retirement plan at work. Here’s how the deduction rules operate for traditional IRAs: First, there’s a limit […]
Do You Know the Best Social Security Claiming Strategies?
Quiz By the Editors of Kiplinger’s Retirement ReportFebruary 22, 2018 Getty Images Social Security benefits are a key source of retirement income for most Americans. Yet, many workers planning for retirement—and even some retirees—don’t understand how the federal program works. Take our quiz to better understand the ins and outs of Social Security. The decisions […]
Earnings Calendar, Week of Feb. 26-March 2, 2018 (SQ, JCP, JD)
Check out our weekly earnings calendar and read the latest quarterly earnings previews. Below is a weekly earnings calendar of the most important upcoming quarterly reports scheduled to be released by publicly traded companies. There are also earnings previews for select companies. Please check back often. This earnings calendar is updated weekly. EARNINGS CALENDAR HIGHLIGHTS […]
Passing the Social Security Benefits Earnings Test
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Bone up on strategies that will get you the maximum Social Security benefits you’ve earned. A big reason experts advise waiting until at least full retirement age to claim Social Security: You get to skip the benefits earnings test, which hits early claimers […]
The New Retirement Reality for Women
A woman’s road to retirement has a few extra hurdles. To successfully jump them, they may want to rethink what retirement means in today’s world. By the year 2030, women will control as much as two-thirds of the nation’s wealth, experts estimate. Currently, women control $11.2 trillion (39%) of investable assets in the United States, […]
5 Dividend Stocks That Can Deliver Income and Growth
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Market value: $155.9 billion Dividend yield: 2.9% PepsiCo (PEP, $108.00) is a global food and beverage company whose well-known brands include the namesake Pepsi-Cola, as well as Frito-Lay, Gatorade, Quaker and Tropicana. After a few years of declines in the top line, PepsiCo […]
Stock Fear? A Solid Income Plan Helps Keep Retirees Safe
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ If your retirement income relies on the stock market, a plunge isn’t just “paper losses” to you. Here’s the income plan my wife and I use that takes the worry out of market volatility. The stock market recently gave us a reminder […]
Get Your Portfolio Ready for Volatility – And for When It Ends
The dramatic rise in volatility in February and swift 10% correction in stock prices caught many investors flat-footed. After all, the Standard & Poor’s 500-stock index went more than a year without a 5% pullback, so it was shocking to see a 10% correction in just nine trading days. Aside from causing stomach-churning drops – […]
Inflation Rising but Not Exploding
Kiplinger’s latest forecast on inflation iStockphoto By David Payne, Staff EconomistFebruary 15, 2018 Inflation is growing, but at a moderate, not runaway, pace. It is normal for inflation to pick up as the economy expands. The strong January report was pushed up by unique factors that are not likely to occur again, such as unusually […]
New Tax Law 2018: Test Your Tax Smarts
Quiz By the editors of Kiplinger’s Personal FinanceFebruary 13, 2018 Getty Images There’s been plenty of hubbub about the tax overhaul that took effect in January 2018, but even after all that you’ve read and heard, do you really know how taxes are changing? Test your knowledge of the Tax Cuts and Jobs Act with […]
Slow Start After a Good Holiday Season
Kiplinger’s latest forecast on retail sales and consumer spending iStockphoto By David Payne, Staff EconomistFebruary 16, 2018 Retail and food-service sales dipped in January, but cold weather could be to blame. The unusually cold temperatures in much of the southeastern United States may have slowed sales of motor vehicles, restaurant meals and building supplies after […]
7 Dividend Achievers With Big Income Potential
Market value: $12.1 billion Dividend yield: 2.6% Consecutive annual dividend raises: 15 Up next is toymaker Hasbro (HAS, $97.36), the maker of toys and merchandise covering the Star Wars, Marvel and Transformers franchises, among many, many others. If you are a parent, it’s likely that Hasbro has taken a fair bit of your disposable income […]
Why Bonds Are More Important to Your Financial Portfolio Than You May Realize
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Their returns typically tend to be less than eye-popping, but when stocks hit the skids, investors may well appreciate their reliability. Remember the cardinal rule of bonds: When interest rates fall, bond prices rise, and when interest rates rise, bond prices fall. As […]
How to Spot a Scam: Here are 3 I Dodged
Financial scams often come with some easy-to-spot red flags, but some are trickier. So, before you click on that fun online quiz to see what movie character you’re most like, consider what information you’re giving away. There is no shortage of ways for crooks to try to separate you from your money. All it takes […]
The Bitcoin Bubble Will Burst, Just Wait
Just like the doomed Beanie Babies investing craze or the dot-com stock bubble of years past, Bitcoin’s time will come. Here’s why. If you invested in the markets circa 1999, it is hard to observe the Bitcoin mania and not experience the feeling that you’ve seen this movie before and know how it will end […]
7 Hot Technologies to Buy in 2018 (And How to Do So Safely)
Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/ Artificial intelligence became a reality in millions of American homes during 2017 with the success of Amazon.com’s (AMZN) Alexa, a speaking interface that was the top app downloaded on Android phones and iPhone on Christmas Day. What your PC calls an application and […]
Non-Competes: Useful Or Futile?
Share to email Share to facebook Share to twitter Share to linkedin Share to google Forbes Legal Council Successful chief legal execs & law firm partners share legal insights Opinions expressed by Forbes Contributors are their own. Post written by Matthew Rossetti Matt Rossetti is an entrepreneur, licensed attorney and the founder of Sentient Law, Ltd., […]
What’s in the Tax Bill, and How It Will Affect You
Several expected changes made the final cut, including a big increase in the standard deduction and a reduction in state and local income tax breaks.
Overcoming The Misconceptions Of Dynamic Equity
Matt Rossetti is an entrepreneur, licensed attorney and the founder of Sentient Law, Ltd., and blogs at entreprelawyer.com. StockSnap.io These days, most startup attorneys I meet have at least heard of the slicing pie model for equity distribution, but many have yet to use it. There are a few common misconceptions that cause them to steer […]
How a Will Treating Children Differently Can Still Be Fair
Dividing an estate unevenly is likely to result in hurt feelings at the least. But honest discussions ahead of time can solve many problems.
Plans for Uncertain Times
An introduction to the industrial certainty complex, a reminder to stay the course on investments and thoughts on retirement savings.
Death Is Inevitable. Financial Turmoil Afterward Isn’t.
Preparing for the death of a spouse or partner and its ramifications may be an unhappy task, but doing so can ease some avoidable financial…
How Could a Tax Change Affect You? This Is What the Senate and House Propose
Here’s a guide to the issues that consumers are likely to face, from tax brackets and alimony to electric cars and moving expenses.
How Could a Tax Change Affect You? This Is What the Senate and House Propose
Here’s a guide to some of the consumer-facing issues under consideration.
Research: Shifting the Power Balance with an Abusive Boss
Executive Summary When confronting an abusive supervisor, employees often assume they have two choices: confrontation or avoidance. But new research suggests a third option: Targets of abuse can flip the script, shifting the balance of power in their favor when bosses make life miserable. As subordinates gain leverage over time, they can strategically influence supervisors to stop […]
Do You Need a Formal Degree, or Will a MOOC Do?
Executive Summary We all know that in the modern economy, we can’t just stop learning. But how to keep educating ourselves is a complicated question. Is it a worthwhile investment to get a formal degree, like an MBA or PhD? Should you take a more targeted approach, with a short-term executive education program? Or perhaps DIY […]
Women and pain: Disparities in experience and treatment
In August, The New York Times published a guest op-ed by a man named David Roberts who suffered from severe chronic pain for many years before finally finding relief. The piece immediately went viral, with distinguished news journalist and personality Dan Rather posting it to his Facebook page with the addendum that it could “offer […]
Making Time to Really Listen to Your Patients
Executive Summary Modern medicine’s true healing potential depends on a resource that is being systematically depleted: the time and capacity to truly listen to patients, hear their stories, and learn not only what’s the matter with them but also what matters to them. Some health professionals claim that workload and other factors have compressed medical encounters to […]
Data From 3.5 Million Employees Shows How Innovation Really Works
Executive Summary The variables that make for a successful innovation program are independent of whether the company is seeking disruptive or incremental innovations. It doesn’t matter whether they’re asking for process or product innovation, what industry the company is in, or even, for the most part, whether the company is large or small. That’s according to […]
Why Retailers Should Retire Holiday Shopping Season
Executive Summary It’s time that retailers re-think their approach to the holiday shopping season. It no longer makes sense to rely on disproportionate revenue from the holiday season to make up for softness in sales during the rest of the year. Customers don’t want retailers to dictate their shopping schedule; wealthy customers are getting used […]
How to Plan for the Unforeseen
The financial effects of unexpected events like death or illness can be blunted or controlled with some preparation, advisers say. Source: NYTimes How to Plan for the Unforeseen
How to Plan for the Unforeseen
The financial effects of unexpected events like death or illness can be blunted or controlled with some preparation, advisers say.
Doctors Feel Excluded from Health Care Value Efforts
Executive Summary U.S. hospitals and healthcare groups have experimented over the past decade with new management structures and alternative payment models to provide quality healthcare at lower cost. But physicians have been slow to embrace these for a host of reasons. Chief among them, Bain and Company research shows, is that they feel excluded from […]
Forming Stronger Bonds with People at Work
Executive Summary The pressure of tight deadlines and the pace of technology mean that fewer Americans are finding friendship in the workplace. But connecting with others at work shouldn’t be a nice to have. Research shows that having high-quality connections can help us be more creative, resilient, and even live longer. To connect, you need […]
How to Gain Credibility When You Have Little Experience
Executive Summary To be successful, young workers need to be seen as credible before they have had the opportunity to build expertise from the ground up. It’s an incredibly difficult obstacle for younger workers in their first job to overcome. But there are five activities that young professionals can do to jumpstart their career trajectories: leverage your research […]
The Top Seven Things For Which A Business Owner Can Be Held Personally Liable
Share to email Share to facebook Share to twitter Share to linkedin Share to google Forbes Legal Council Successful chief legal execs & law firm partners share legal insights Opinions expressed by Forbes Contributors are their own. Post written by Doug Bend Doug is the founder of Bend Law Group, PC, a law firm focused […]
CEOs Explain How They Gender-Balanced Their Boards
Executive Summary Despite more evidence about the benefits of the increasing the number women on boards, 2016 saw a decline in the percent of women on U.S. corporate boards. Considering how much influence CEOs have over board appointments, they can do a better job of advocating for getting more women on the board. Interviews with […]
A doctor’s recipe for a healthy breakfast
When I look at the typical breakfast food offerings at many restaurants, supermarkets, and food trucks, and I think about the health of our nation, I want to cry. Muffins, bagels, donuts, pancakes, waffles, French toast sticks… Want some bacon, sausage, or fried potatoes with that, ma’am? Then there’s what marketing tells you is a […]
America's Top Restaurants Announced
The Michelin stars, however, are the coveted prize. They will be unveiled this month on separate days for each city, perpetuating the drama that surrounds them in the industry. San Francisco’s stars will be announced Oct. 12; Washington’s, Oct. 17; Chicago’s, Oct. 20; and New York’s, Oct. 30. The guidebooks will be available in print […]
How Successful Solopreneurs Make Money
Dorie Clark, a marketing strategy consultant, answers a burning question: how do people make money off of what they know? She outlines the options for experts who want to monetize their knowledge. Clark explains, using herself and other successful solopreneurs as examples, how to earn revenue from public speaking, podcasting, e-books, and online courses. She […]
The Key to Campbell Soup’s Turnaround? Civility.
Executive Summary The best way to truly win the hearts and minds of people, and generate huge returns for your organization and its stakeholders, is by leading with civility. This means spending a considerable amount of effort acknowledging people’s contributions, listening better, respecting others’ time, and making people feel valued. Research has shown that prioritizing civility can […]
The “Smart Society” of the Future Doesn’t Look Like Science Fiction
What is a “smart” society? While flights of imagination from science-fiction writers, filmmakers, and techno-futurists involve things like flying cars and teleportation, in practice smart technology is making inroads in a piecemeal fashion, often in rather banal circumstances. In Chicago, for example, predictive analytics is improving health inspections schedules in restaurants, while in Boston city […]
The secret to happiness? Here’s some advice from the longest-running study on happiness
I have always considered myself a happy person, even though I may not always look it thanks to inheriting my father’s furrowed brow. Are there times when I’m not happy? Of course. Do I wish I could be happier more often? Who wouldn’t? While it seems everyone is looking for the answer to the age-old […]
Why Is CEO Pay Rising? Maybe There Aren’t Enough Good CEOs
Executive Summary Rarely do people ask, “How many people can actually run a large, publicly traded company?” The answer to this question is critical in determining whether CEO pay is excessive, because an important part of the value equation for any CEO position is how many well-qualified executives make up the labor pool of viable […]
The Real Reason Superstar Firms Are Pulling Ahead
Executive Summary Across industries and across countries, a small number of “superstar” firms are pulling away from the competition. But why are these companies doing so well? One answer shows up in study after study: superstar firms are succeeding in large part due to information technology. However, superstars aren’t succeeding because of IT per se, but because […]
Blockchain Could Help Us Reclaim Control of Our Personal Data
Executive Summary It’s a strange world we live in when large companies such as Experian, Equifax, and TransUnion are able to store huge quantities of our personal data and profit from it in a way that doesn’t benefit us. And when those same companies lose our personal data and make us susceptible to identity theft, […]
Why you can’t get a song out of your head and what to do about it
“Earworms” are unwanted catchy tunes that repeat in your head. These relentless tunes play in a loop in up to 98% of people in the western world. For two-thirds of people they are neutral to positive, but the remaining third find it disturbing or annoying when these songs wriggle their way into the brain’s memory […]
The Great Recession Drastically Changed the Skills Employers Want
Executive Summary The employment shift from occupations in the middle of the skill distribution toward those at the high and low ends is one of the most important trends in the U.S. labor market over the past 30 years. Previous research has suggested that a primary driver of this job polarization is something called routine-biased technological […]
5 Research-Based Strategies for Overcoming Procrastination
Executive Summary Why do we procrastinate, even though we know it’s against our best interests? And how can we overcome it? A careful look at the science behind procrastination reveals five tips. First, figure out which of seven triggers are set off by the task you want to avoid. Is it boring, frustrating, or difficult? […]
Retirement Planning Tips at Age 50
So where do you begin? There are several formulas. In a recent Yahoo Finance article, David Rae, a certified financial planner, suggested this: “Add up all of your life savings — your 401(k), your investments, the money under the mattress — and then divide that by 25. Could you live on that amount comfortably for […]
How AI Will Change Strategy: A Thought Experiment
Executive Summary AI is a prediction technology. Its improvement is akin to turning up the volume knob on a speaker dial. But rather than volume, you’re turning up the AI’s prediction accuracy. What happens to Amazon’s strategy as their data scientists, engineers, and machine learning experts work tirelessly to dial up the accuracy on the prediction […]
What Science Says About Identifying High-Potential Employees
Executive Summary Scientific studies have long suggested that investing in the right people will maximize organizations’ returns. In a world of unlimited resources, organizations would surely invest in everyone.In the real world, however, limited budgets force organizations to be much more selective, which explains the growing interest in high potential (HiPo) identification. If we are […]
Why parents should use responsive feeding with their babies
Follow me on Twitter @drClaire The habits we learn early can stay with us for a lifetime — which is why it’s better to learn good habits early, not bad ones. This is especially true with eating habits. More and more, research shows that overweight babies grow into overweight children, who grow into overweight adults. […]
The Critical Skills for Leading Major Change in America’s Health System
At a time of profound volatility in the U.S. health system, change management is an essential skill for public and private leaders alike. For these leaders — and young people aspiring to careers as health care managers — one very practical question emerges. What are the critical skills for leading major change in our health system? As […]
How to Design Your IT Organization for Constant Evolution – SPONSOR CONTENT FROM DXC TECHNOLOGY
By Glen Robinson, Emerging Technology Advisor, Leading Edge Forum, DXC Technology We have moved from the Internet era in the early 2000s to the cloud era today; however, we will soon transition into the Matrix era – the Matrix being the term the Leading Edge Forum (LEF) uses to describe the intersection of multiple game-changing […]
Is Your Company Adapting Fast Enough to Thrive in an Increasingly Digital World? – SPONSOR CONTENT FROM DXC TECHNOLOGY
As digital technologies permeate all aspects of their operations, companies around the world anticipate the need for massive change over the next five years, according to a new global survey by Harvard Business Review Analytic Services. But can these organizations adapt fast enough? Almost all of the 376 business leaders in the survey said they […]
Whiteboard Session: How to Think Like an Entrepreneur
About Us Careers Privacy Policy Copyright Information Trademark Policy Harvard Business Publishing: Higher Education Corporate Learning Harvard Business Review Copyright © 2017 Harvard Business School Publishing. All rights reserved. Harvard Business Publishing is an affiliate of Harvard Business School. Source: HBR Whiteboard Session: How to Think Like an Entrepreneur
Research: For Better Brainstorming, Tell an Embarrassing Story
Executive Summary Researchers have long studied how to make brainstorming sessions more effective — for example, by setting quantity goals, instead of quality ones. A recent study indicates that people can also be primed for more creative idea generation when they kick-off such sessions by sharing embarrassing stories, which lowers their inhibitions and, thus, improves […]
The mysterious rise in knee osteoarthritis
Follow me on Twitter @RobShmerling While there are more than 100 types of arthritis, osteoarthritis is by far the most common. Osteoarthritis is the form of joint disease that’s often called “wear-and-tear” or “age-related,” although it’s more complicated than that. While it tends to affect older adults, it is not a matter of “wearing out” […]
Manage Your Stress by Monitoring Your Body’s Reactions to It
Jack is well-known in his company for delivering growth through high-performing, cross-functional teams. Where others get stuck in silos, he fosters innovation through collaboration. But these days, when you exit the elevator on his floor, you sense fear wafting through the halls. He’s nine months into a new role as Business Unit Leader, and a […]
Startup Accelerators Have Become More Popular in Emerging Markets — and They’re Working
Executive Summary For decades, we have heard that emerging markets are poised for huge growth that will yield even greater prosperity. But a long list of obstacles always seems to be getting in the way of realizing this potential. Startup accelerator programs have been touted as one path to faster progress. But is the boost that accelerators give in […]
How Energy and Economic Resilience Are Moving to the Top of the Corporate Agenda – SPONSOR CONTENT FROM SIEMENS
Corporate leaders are increasingly concerned about energy, seeing it not just as a cost to be managed but as a key to the future sustainability of their companies. Climate change also is a major concern. How are leading organizations dealing with this challenge? In this edition of the Quick Take, insights from the latest Harvard […]
How to Teach Employees Skills They Don’t Know They Lack
Executive Summary Despite the billions of dollars companies spend on employee training, research shows that workers are unconsciously incompetent in 20% to 40% of areas critical to their performance. How can you teach people skills and knowledge they don’t know they lack? By redesigning corporate learning programs so they are adaptive and force users to […]
Samsung, Lee Jae-yong’s Conviction, and How Business in South Korea Is Changing
Executive Summary In late August, Lee Jae-yong, the heir apparent of Samsung, was sentenced to five years in prison. It was once unthinkable that the head of South Korea’s largest conglomerate could be sent to prison; Lee’s father, Lee Kun-hee, was twice pardoned by the government. But public sentiment, which used to hold that what […]
My Competitiveness Was Hurting My Sales Team. Here’s How I Realized It
Executive Summary Want to be surrounded by some of the most competitive people on the planet? Work in sales, where paychecks, bonuses, promotions, and stature are usually tied directly to organizational quotas and individual results. A little competition can be a good thing. But often it goes too far — and ironically, performance can suffer […]
Time to rethink the debate on PSA testing
For most of us, whether to screen for cancer is a no-brainer. Who wouldn’t want a simple test to prevent cancer or identify it at an earlier, more treatable stage? However, as with many things, the screening decision is more complex than it may appear. For example, the test may not be particularly “simple,” such […]
Microsoft’s CEO on Rediscovering the Company’s Soul
Satya Nadella, Microsoft’s third CEO, opens up about his effort to refresh the culture of the company and renew its focus on the future. He reflects on important life lessons he learned growing up in India, immigrating to the U.S., and working for Microsoft for 25 years. Nadella thinks of the past, he says, for […]
How to Stay Focused When You’re Working from Home
Executive Summary When you’re working from home, you can easily be distracted by household chores, personal priorities, and even friends and family. To focus more effectively, you need to set boundaries. Here are some tips for how you can make remote work more productive and satisfying, whether it’s an everyday occurrence or an occasional day […]
What We Can Learn About Resilience from Female Leaders of the UN
Executive Summary It’s difficult enough to stay resilient in the face of high demands and changing circumstances. Imagine adding extreme physical conditions, threats to personal safety, natural disasters, armed conflict, large numbers of traumatized people, minimal infrastructure, and complex, multi-stakeholder relations to your list of challenges. While most of us do not face situations this […]
Diabetes: Adding lifestyle changes to medication can deliver a knockout punch
Plenty of research supports the common-sense notion that a healthy lifestyle can prevent or treat many diseases. A diet high in fruits, veggies, whole grains, and plant protein and low in processed carbs, added sugars, saturated fats; regular physical activity; and emotional well-being are the potent treatments that can prevent the need for or even […]
Research: Missing Product Information Doesn’t Bother Consumers as Much as It Should
Consider the following situations: A surgeon creates an online profile of her qualifications and experience for potential patients, but she does not include her patient mortality rates. After one of her patients dies on the operating table, a lawyer for the patient’s family discovers that the surgeon deliberately withheld the mortality data. You are eating […]
Here’s What Mindfulness Is (and Isn’t) Good For
Executive Summary While mindfulness doesn’t necessarily work the way the hype proclaims, there are some things that a good mindfulness practice can really help with: focus, stress response, working memory, and corporate citizenship. By better understanding when mindfulness is the right approach — and how it works — HR and training programs can better enhance both leader performance and employee well-being. […]
How Businesses Are Reducing Their Energy Costs and Building Resilience – SPONSOR CONTENT FROM SIEMENS
Business leaders have significant concerns about energy. A Harvard Business Review Analytic Services report, sponsored by Siemens in conjunction with a national series of seminars focused on energy innovation, found that approximately 90 percent of executives feel significant pressure to reduce their energy spend, and more than 80 percent said fluctuating energy prices are a […]
Some Caribbean Islands Unscarred After Hurricanes
Laura Plaze, 60, a regular visitor to St. John from Alexandria, Va., was stunned by post-Irma videos of her time-share unit. “You cannot believe it,” she says. “Every tree is broken, with leaves shorn off. The swimming pool is a mud bucket.” She is worried she may not be able to return even as late as […]
How to Navigate a Turf War at Work
You’re working on a cross-functional initiative that’s critical to your company. Given your position, you’ve assumed you’re in charge, but it seems your counterpart from another team has made the same assumption. And now you’re in the middle of a turf war. How do you determine who has authority? How do you navigate the situation with […]
Flu shots during pregnancy
Is your head already spinning from all of the confusing information about the safety of routine vaccinations? Well, news of the latest findings regarding the flu vaccine during pregnancy certainly won’t help things. A group of researchers recently reported an association between a pregnant woman getting the flu vaccine and having a miscarriage. The authors […]
Bruce Springsteen, Artful Leadership, and What Rock Star Bosses Do
There is a special kind of boss. The one who fills up every room with their big ego and even bigger heart. Who voices the hard truths without making you lose hope, and makes you work harder and feel lighter for it. We often call such bosses “rock stars,” to underscore their popular appeal. Some […]
5 Ways to Help Employees Keep Up with Digital Transformation
Executive Summary The consumer products landscape is in the midst of a significant digital shake up. Success of these new ideas and approaches depends on the abilities, skills, and mindset of the company’s workforce. Work with leading consumer products companies around the world shows that there are clear practices and investments that drive a greater […]
A 2×2 Matrix to Help You Prioritize the Skills to Learn Right Now
Executive Summary The modern worker has very little time for learning, and yet continuous learning is vital for anyone who wants to maintain their edge. There’s a significant pressure on us all to learn the right stuff, but how do we identify what that is? A time-utility analysis can help you decide what to prioritize. By examining […]
Top Ten Cheapest Cities to Retire in America
Birmingham hit the No. 1 spot with its low health care and transportation costs and large inventory of affordable housing. Here are the poll’s top 10 least expensive cities, with annual individual costs across the five categories. 1. Birmingham, Ala.: $33,219 2. Detroit: $33,356 3. Jackson, Miss.: $33,676 4. Memphis, Tenn.: $33,859 5. Toledo, Ohio: […]
Vacation Planner, Travel Planning, Tips & Savings – AARP
‘My Digital Travel for Seniors’ Learn how to use computers, smartphones, or tablets to plan travel, manage your itinerary, and save money Source: AARP Travel Vacation Planner, Travel Planning, Tips & Savings – AARP
What Motivates Employees More: Rewards or Punishments?
Executive Summary When we attempt to motivate people, we try to elicit an anticipation of pleasure by promising rewards (a bonus, a promotion, positive feedback, public recognition), or we try to warn of the pain of punishment (a demotion, negative feedback, public humiliation). But what’s not always clear is: Which should we be using — the […]
Thinking About a “Work from Anywhere” Arrangement? Ask These Questions First
Executive Summary Becoming location-independent and traveling the world is more possible than ever. With the internet and a laptop, scores of professions that were once desk-bound — consulting, writing, researching, designing, and more — are now free to conduct business from around the globe. But is the lifestyle right for you? Before making the decision, […]
4 ways to help your child get enough sleep
Follow me on Twitter @drClaire Children need sleep, plain and simple. We all do. Without enough sleep, we get cranky and, with time, unhealthy. But for children, it’s especially important because the effects of sleep deprivation can lead to lifelong problems. Studies have shown that not getting enough sleep can contribute to obesity. But even […]
Managing the Perks and Pitfalls of Proactive People
Executive Summary Companies need proactive employees. They are essential for suggesting, developing, and sustaining innovative new projects and for helping companies stay competitive. But organizations must make sure that proactive employees know the types of risks to take and those to avoid. On the one hand, top managers need to provide autonomy so that middle […]
Too Much Charisma Can Make Leaders Look Less Effective
Executive Summary Conventional wisdom suggests that the most charismatic leaders are also the best leaders. But research shows that, while at least a moderate level of charisma is important, too much may hinder a leader’s effectiveness. Three studies — involving 800 business leaders globally and around 7,500 of their superiors, peers, and subordinates — suggests that […]
The latest scoop on the health benefits of coffee
Follow me on Twitter @RobShmerling What a difference a few years can make. Not long ago, I was learning about the dangers of coffee — how it could raise your blood pressure, make your heart race, impair sleep, and maybe even cause cancer. Now, the World Health Organization (WHO) is taking coffee off the possible […]
How to Regain the Lost Art of Reflection
Executive Summary Executives spend too much time on information processing, reaction, and execution, and not enough on slow, deliberative, reflective thinking. But some CEOs have managed to resist these tendencies. Warren Buffett, Bill Gates, and Mark Zuckerberg read extensively, safeguard time for personal development projects, and constantly seek new stimulus and perspectives. Leaders such as […]
As European Banks Retreat from the World Stage, China Is Stepping Up
Executive Summary It has been 10 years since the global financial crisis, and the fall-out continues in the industry that was at its epicentre: banking. There has been a truly dramatic retrenchment from foreign markets, making banking a rare case of an industry becoming less, rather than more, global. But as European banks retreat, China […]
Great Storytelling Connects Employees to Their Work
Executive Summary Let’s face it. Most of us go through the motions, phoning it in, but engage in our work less than we are capable of. The consequence is not just lower productivity; it is lower quality of life. Half-hearted effort isn’t fun. The first responsibility of leaders — whether front line supervisors, middle managers, […]
Equifax and Why It’s So Hard to Sue a Company for Losing Your Personal Information
Executive Summary The Equifax breach is different from previous breaches. It isn’t the largest or the most embarrassing, but it involves personal data that people didn’t directly give to Equifax, which makes the nature of the breach unique. The company is facing a number of lawsuits, and Congress is demanding answers. But U.S. citizens may find […]
5 Ways to Focus Your Energy During a Work Crunch
Executive Summary Work invariably ebbs and flows, cycling between steady states, where we feel more in control of the pace and workload, and peak periods, where the work crunch hits us hard. Maintaining focus and managing energy levels become critical as tasks pile onto an already full load. When you’re in your next work crunch, […]
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