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5 Top Sin Stocks Worth Forgiving

Defense giant Raytheon (RTN) is the world’s largest producer of guided missiles. “Strong broad order momentum, a large Patriot backlog, and untapped financial firepower give RTN extended EPS and cash flow per share growth potential” cheers five-star Cowen & Co. analyst Cai Rumohr. Foreign sales are booming, with sales increasing for the last 14 years. […]

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10 Defense Stocks to Buy to Go on the Offensive

Market value: $108.9 billion Dividend yield: 2.0% Just because a company makes military hardware or provides logistics solutions to the Department of Defense doesn’t mean that’s the only thing that company can or should so. Indeed, in that defense-spending can also be cyclical, it’s wise for these outfits to diversify outside of the defense sphere. […]

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Court Interpreted the Phrase “In Equal Shares Per Stirpes” in a Trust Document

In Archer v. Moody, the litigants in the declaratory judgment action were remainder beneficiaries of a trust created in 1934 and owned a 15,000-acre ranch near Junction, Texas. No. 14-15-00945-CV, 2017 Tex. App. LEXIS 11642 (Tex. App.—Houston [14th Dist.] December 14, 2018, no pet. history). The legal dispute focused on how to calculate the fractional […]

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How Well Do You Really Know Warren Buffett?

Warren Buffett’s reputation as one of the world’s great investors is built not only on years of market-beating returns with his conglomerate Berkshire Hathaway, but also on his sharp wit and avuncular, down-to-earth personality. Millions read his annual letters to Berkshire shareholders and tens of thousands of investors flock to the company’s annual shareholder meetings […]

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37 States That Don't Tax Social Security Benefits

State Taxes on Social Security: Benefits are not taxed. Sales Tax: State levy is 7%. A reduced rate of 3.5% is charged on in-person sales in designated Urban Enterprise Zones, located in disadvantaged areas. Salem County, which borders no-tax Delaware, also charges the reduced 3.5% rate. Notably, motor vehicles, alcohol and cigarettes are charged at […]

8 Ways to Invest in Blockchain Without Buying Bitcoin

8 Ways to Invest in Blockchain Without Buying Bitcoin

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Although Bitcoin and several other cryptocurrencies have been around for years, it has taken a long while for the ETF industry to get on board. But it’s finally in the game – sort of. The Reality Shares Nasdaq NexGen Economy ETF (BLCN, $22.79), […]

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How to Turn 'Found' Money into a Retirement Income Stream

Save it or spend it? That’s the question to answer when you find extra money. SEE ALSO: The 3 Spending Stages of Your Retirement Kiplinger’s Personal Finance magazine headlined its February 2018 issue with great approaches when the figure at hand is $1,000, $10,000 or $100,000. I have some ideas, too. The best opportunity with […]

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What's Changing in Your Retirement Accounts in 2018 (and How to Take Advantage)

Retirement savers can use all the help they can get, and in 2018 some of that help comes in the form of higher limits on savings vehicles. Here are the specifics. You’ve been hearing it your entire working career: You need to save money for retirement. SEE ALSO: The 3 Spending Stages of Your Retirement […]

Bitcoin_ Why You Should NOT Invest in Today_s Fool_s Gold

Bitcoin: Why You Should NOT Invest in Today’s Fool’s Gold

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   If Bitcoin is at $10,000 today it’s because the fool who bought it for $10,000 is hoping another greater fool will pay $12,000 for it tomorrow. But what do you get for your money? What’s it worth? That’s the problem. I’ve been asked […]

10 Stocks Top-Performing Investors Love

10 Stocks Top-Performing Investors Love

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   I am very bullish on chip equipment maker Applied Materials (AMAT). And I am not alone. Top investors are also piling into the stock, which also has 100% Street support right now. Indeed, in the last three months, no less than 11 analysts […]

Boost the Returns on Your Cash in Retirement

Boost the Returns on Your Cash in Retirement

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     Safe places to stash your cash, from money market funds to stable value funds, are yielding more than they have in years. It pays for retirees to look around. You can be forgiven if you have ignored your safe-haven investments for the […]

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13 States That Tax Social Security Benefits

State Taxes on Social Security: Social Security income is taxable, but a married couple can subtract $4,500 of their federally taxable Social Security benefits from their state income. (The break is $3,500 for single and head of household, $2,250 for married separate filers). Make more than $77,000 of income (for married filers) and the break […]

Comparing Self-Employed Retirement Plans_ Solo 401(k) vs. SEP IRA vs. SIMPLE IRA

Comparing Self-Employed Retirement Plans: Solo 401(k) vs. SEP IRA vs. SIMPLE IRA

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Here’s how three common retirement savings plans for self-employed workers stack up based on contribution limits, costs and more. Whether you’re a full-fledged small-business owner or you just run a business on the side, there are several smart ways to save for retirement […]

Retirement Savings Plans for the Self-Employed

Retirement Savings Plans for the Self-Employed

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Own a business? Save more for retirement. Popular plans for the self-employed include the solo 401(k), the SEP IRA and a SIMPLE IRA. As an employee of a financial-planning firm, Neil Brown follows his own advice and makes the maximum contribution to his […]

The 10 Best Closed-End Funds for 2018

The 10 Best Closed-End Funds for 2018

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   It might be difficult to top 2017’s performance by closed-end funds. Last year, CEFs — which typically invest in stocks, bonds or a blend of both — returned 12.4% on average, according to data compiled by CEF Insider. Since the average distribution rate […]

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How Hidden Commissions Can Damage Non-traded REITs and DSTs

Depending on how you got into a passive real estate investment, such as a private real estate investment trust or a Delaware Statutory Trust, you may be paying some charges you didn’t realize. And they can add up. Over the past few years, the financial services industry has come under criticism regarding fees charged, hidden […]

There is No Place Like Home_ Mature Foreign Asset Protection Trusts Are Coming Home

There is No Place Like Home: Mature Foreign Asset Protection Trusts Are Coming Home

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   The 10-year time limit is expiring for a raft of foreign asset trusts, and those who hold them could benefit in several ways now by redomiciling them to the United States. Do you have a foreign asset protection trust (FAPT)? Has it been […]

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Do You Know the Best Social Security Claiming Strategies?

Quiz By the Editors of Kiplinger’s Retirement ReportFebruary 22, 2018 Getty Images Social Security benefits are a key source of retirement income for most Americans. Yet, many workers planning for retirement—and even some retirees—don’t understand how the federal program works. Take our quiz to better understand the ins and outs of Social Security. The decisions […]

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Earnings Calendar, Week of Feb. 26-March 2, 2018 (SQ, JCP, JD)

Check out our weekly earnings calendar and read the latest quarterly earnings previews. Below is a weekly earnings calendar of the most important upcoming quarterly reports scheduled to be released by publicly traded companies. There are also earnings previews for select companies. Please check back often. This earnings calendar is updated weekly. EARNINGS CALENDAR HIGHLIGHTS […]

Passing the Social Security Benefits Earnings Test

Passing the Social Security Benefits Earnings Test

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Bone up on strategies that will get you the maximum Social Security benefits you’ve earned. A big reason experts advise waiting until at least full retirement age to claim Social Security: You get to skip the benefits earnings test, which hits early claimers […]

5 Dividend Stocks That Can Deliver Income and Growth

5 Dividend Stocks That Can Deliver Income and Growth

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Market value: $155.9 billion Dividend yield: 2.9% PepsiCo (PEP, $108.00) is a global food and beverage company whose well-known brands include the namesake Pepsi-Cola, as well as Frito-Lay, Gatorade, Quaker and Tropicana. After a few years of declines in the top line, PepsiCo […]

Stock Fear_ A Solid Income Plan Helps Keep Retirees Safe

Stock Fear? A Solid Income Plan Helps Keep Retirees Safe

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     If your retirement income relies on the stock market, a plunge isn’t just “paper losses” to you. Here’s the income plan my wife and I use that takes the worry out of market volatility. The stock market recently gave us a reminder […]

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Get Your Portfolio Ready for Volatility – And for When It Ends

The dramatic rise in volatility in February and swift 10% correction in stock prices caught many investors flat-footed. After all, the Standard & Poor’s 500-stock index went more than a year without a 5% pullback, so it was shocking to see a 10% correction in just nine trading days. Aside from causing stomach-churning drops – […]

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Slow Start After a Good Holiday Season

Kiplinger’s latest forecast on retail sales and consumer spending iStockphoto By David Payne, Staff EconomistFebruary 16, 2018 Retail and food-service sales dipped in January, but cold weather could be to blame. The unusually cold temperatures in much of the southeastern United States may have slowed sales of motor vehicles, restaurant meals and building supplies after […]

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7 Dividend Achievers With Big Income Potential

Market value: $12.1 billion Dividend yield: 2.6% Consecutive annual dividend raises: 15 Up next is toymaker Hasbro (HAS, $97.36), the maker of toys and merchandise covering the Star Wars, Marvel and Transformers franchises, among many, many others. If you are a parent, it’s likely that Hasbro has taken a fair bit of your disposable income […]

Why Bonds Are More Important to Your Financial Portfolio Than You May Realize

Why Bonds Are More Important to Your Financial Portfolio Than You May Realize

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Their returns typically tend to be less than eye-popping, but when stocks hit the skids, investors may well appreciate their reliability. Remember the cardinal rule of bonds: When interest rates fall, bond prices rise, and when interest rates rise, bond prices fall. As […]

7 Hot Technologies to Buy in 2018

7 Hot Technologies to Buy in 2018 (And How to Do So Safely) 

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Artificial intelligence became a reality in millions of American homes during 2017 with the success of Amazon.com’s (AMZN) Alexa, a speaking interface that was the top app downloaded on Android phones and iPhone on Christmas Day. What your PC calls an application and […]

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Non-Competes: Useful Or Futile?

Share to email Share to facebook Share to twitter Share to linkedin Share to google Forbes Legal Council Successful chief legal execs & law firm partners share legal insights Opinions expressed by Forbes Contributors are their own. Post written by Matthew Rossetti Matt Rossetti is an entrepreneur, licensed attorney and the founder of Sentient Law, Ltd., […]

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Overcoming The Misconceptions Of Dynamic Equity

Matt Rossetti is an entrepreneur, licensed attorney and the founder of Sentient Law, Ltd., and blogs at entreprelawyer.com. StockSnap.io These days, most startup attorneys I meet have at least heard of the slicing pie model for equity distribution, but many have yet to use it. There are a few common misconceptions that cause them to steer […]

Research: Shifting the Power Balance with an Abusive Boss

Executive Summary When confronting an abusive supervisor, employees often assume they have two choices: confrontation or avoidance. But new research suggests a third option: Targets of abuse can flip the script, shifting the balance of power in their favor when bosses make life miserable. As subordinates gain leverage over time, they can strategically influence supervisors to stop […]

Making Time to Really Listen to Your Patients

Executive Summary Modern medicine’s true healing potential depends on a resource that is being systematically depleted: the time and capacity to truly listen to patients, hear their stories, and learn not only what’s the matter with them but also what matters to them. Some health professionals claim that workload and other factors have compressed medical encounters to […]

Data From 3.5 Million Employees Shows How Innovation Really Works

Executive Summary The variables that make for a successful innovation program are independent of whether the company is seeking disruptive or incremental innovations. It doesn’t matter whether they’re asking for process or product innovation, what industry the company is in, or even, for the most part, whether the company is large or small. That’s according to […]

How to Gain Credibility When You Have Little Experience

Executive Summary To be successful, young workers need to be seen as credible before they have had the opportunity to build expertise from the ground up. It’s an incredibly difficult obstacle for younger workers in their first job to overcome. But there are five activities that young professionals can do to jumpstart their career trajectories: leverage your research […]

FTP Blog Feature

The Top Seven Things For Which A Business Owner Can Be Held Personally Liable

Share to email Share to facebook Share to twitter Share to linkedin Share to google Forbes Legal Council Successful chief legal execs & law firm partners share legal insights Opinions expressed by Forbes Contributors are their own. Post written by Doug Bend Doug is the founder of Bend Law Group, PC, a law firm focused […]

America's Top Restaurants Announced

The Michelin stars, however, are the coveted prize. They will be unveiled this month on separate days for each city, perpetuating the drama that surrounds them in the industry. San Francisco’s stars will be announced Oct. 12; Washington’s, Oct. 17; Chicago’s, Oct. 20; and New York’s, Oct. 30. The guidebooks will be available in print […]

The Key to Campbell Soup’s Turnaround? Civility.

Executive Summary The best way to truly win the hearts and minds of people, and generate huge returns for your organization and its stakeholders, is by leading with civility. This means spending a considerable amount of effort acknowledging people’s contributions, listening better, respecting others’ time, and making people feel valued. Research has shown that prioritizing civility can […]

The “Smart Society” of the Future Doesn’t Look Like Science Fiction

What is a “smart” society? While flights of imagination from science-fiction writers, filmmakers, and techno-futurists involve things like flying cars and teleportation, in practice smart technology is making inroads in a piecemeal fashion, often in rather banal circumstances. In Chicago, for example, predictive analytics is improving health inspections schedules in restaurants, while in Boston city […]

The Real Reason Superstar Firms Are Pulling Ahead

Executive Summary Across industries and across countries, a small number of “superstar” firms are pulling away from the competition. But why are these companies doing so well? One answer shows up in study after study: superstar firms are succeeding in large part due to information technology. However, superstars aren’t succeeding because of IT per se, but because […]

The Great Recession Drastically Changed the Skills Employers Want

Executive Summary The employment shift from occupations in the middle of the skill distribution toward those at the high and low ends is one of the most important trends in the U.S. labor market over the past 30 years. Previous research has suggested that a primary driver of this job polarization is something called routine-biased technological […]

Retirement Planning Tips at Age 50

So where do you begin? There are several formulas. In a recent Yahoo Finance article, David Rae, a certified financial planner, suggested this: “Add up all of your life savings — your 401(k), your investments, the money under the mattress — and then divide that by 25. Could you live on that amount comfortably for […]

What Science Says About Identifying High-Potential Employees

Executive Summary Scientific studies have long suggested that investing in the right people will maximize organizations’ returns. In a world of unlimited resources, organizations would surely invest in everyone.In the real world, however, limited budgets force organizations to be much more selective, which explains the growing interest in high potential (HiPo) identification. If we are […]

The Critical Skills for Leading Major Change in America’s Health System

At a time of profound volatility in the U.S. health system, change management is an essential skill for public and private leaders alike. For these leaders — and young people aspiring to careers as health care managers — one very practical question emerges. What are the critical skills for leading major change in our health system? As […]

How to Design Your IT Organization for Constant Evolution – SPONSOR CONTENT FROM DXC TECHNOLOGY

By Glen Robinson, Emerging Technology Advisor, Leading Edge Forum, DXC Technology We have moved from the Internet era in the early 2000s to the cloud era today; however, we will soon transition into the Matrix era – the Matrix being the term the Leading Edge Forum (LEF) uses to describe the intersection of multiple game-changing […]

Is Your Company Adapting Fast Enough to Thrive in an Increasingly Digital World? – SPONSOR CONTENT FROM DXC TECHNOLOGY

As digital technologies permeate all aspects of their operations, companies around the world anticipate the need for massive change over the next five years, according to a new global survey by Harvard Business Review Analytic Services. But can these organizations adapt fast enough? Almost all of the 376 business leaders in the survey said they […]

Whiteboard Session: How to Think Like an Entrepreneur

About Us Careers Privacy Policy Copyright Information Trademark Policy Harvard Business Publishing: Higher Education Corporate Learning Harvard Business Review Copyright © 2017 Harvard Business School Publishing. All rights reserved. Harvard Business Publishing is an affiliate of Harvard Business School. Source: HBR Whiteboard Session: How to Think Like an Entrepreneur

Research: For Better Brainstorming, Tell an Embarrassing Story

Executive Summary Researchers have long studied how to make brainstorming sessions more effective — for example, by setting quantity goals, instead of quality ones.  A recent study indicates that people can also be primed for more creative idea generation when they kick-off such sessions by sharing embarrassing stories, which lowers their inhibitions and, thus, improves […]

The mysterious rise in knee osteoarthritis

Follow me on Twitter @RobShmerling While there are more than 100 types of arthritis, osteoarthritis is by far the most common. Osteoarthritis is the form of joint disease that’s often called “wear-and-tear” or “age-related,” although it’s more complicated than that. While it tends to affect older adults, it is not a matter of “wearing out” […]

Manage Your Stress by Monitoring Your Body’s Reactions to It

Jack is well-known in his company for delivering growth through high-performing, cross-functional teams. Where others get stuck in silos, he fosters innovation through collaboration. But these days, when you exit the elevator on his floor, you sense fear wafting through the halls. He’s nine months into a new role as Business Unit Leader, and a […]

Startup Accelerators Have Become More Popular in Emerging Markets — and They’re Working

Executive Summary For decades, we have heard that emerging markets are poised for huge growth that will yield even greater prosperity. But a long list of obstacles always seems to be getting in the way of realizing this potential. Startup accelerator programs have been touted as one path to faster progress. But is the boost that accelerators give in […]

How Energy and Economic Resilience Are Moving to the Top of the Corporate Agenda – SPONSOR CONTENT FROM SIEMENS

Corporate leaders are increasingly concerned about energy, seeing it not just as a cost to be managed but as a key to the future sustainability of their companies. Climate change also is a major concern. How are leading organizations dealing with this challenge? In this edition of the Quick Take, insights from the latest Harvard […]

How to Teach Employees Skills They Don’t Know They Lack

Executive Summary Despite the billions of dollars companies spend on employee training, research shows that workers are unconsciously incompetent in 20% to 40% of areas critical to their performance. How can you teach people skills and knowledge they don’t know they lack? By redesigning corporate learning programs so they are adaptive and force users to […]

Samsung, Lee Jae-yong’s Conviction, and How Business in South Korea Is Changing

Executive Summary In late August, Lee Jae-yong, the heir apparent of Samsung, was sentenced to five years in prison. It was once unthinkable that the head of South Korea’s largest conglomerate could be sent to prison; Lee’s father, Lee Kun-hee, was twice pardoned by the government. But public sentiment, which used to hold that what […]

My Competitiveness Was Hurting My Sales Team. Here’s How I Realized It

Executive Summary Want to be surrounded by some of the most competitive people on the planet? Work in sales, where paychecks, bonuses, promotions, and stature are usually tied directly to organizational quotas and individual results. A little competition can be a good thing. But often it goes too far — and ironically, performance can suffer […]

What We Can Learn About Resilience from Female Leaders of the UN

Executive Summary It’s difficult enough to stay resilient in the face of high demands and changing circumstances. Imagine adding extreme physical conditions, threats to personal safety, natural disasters, armed conflict, large numbers of traumatized people, minimal infrastructure, and complex, multi-stakeholder relations to your list of challenges. While most of us do not face situations this […]

Diabetes: Adding lifestyle changes to medication can deliver a knockout punch

Plenty of research supports the common-sense notion that a healthy lifestyle can prevent or treat many diseases. A diet high in fruits, veggies, whole grains, and plant protein and low in processed carbs, added sugars, saturated fats; regular physical activity; and emotional well-being are the potent treatments that can prevent the need for or even […]

Research: Missing Product Information Doesn’t Bother Consumers as Much as It Should

Consider the following situations: A surgeon creates an online profile of her qualifications and experience for potential patients, but she does not include her patient mortality rates. After one of her patients dies on the operating table, a lawyer for the patient’s family discovers that the surgeon deliberately withheld the mortality data. You are eating […]

Here’s What Mindfulness Is (and Isn’t) Good For

Executive Summary While mindfulness doesn’t necessarily work the way the hype proclaims, there are some things that a good mindfulness practice can really help with: focus, stress response, working memory, and corporate citizenship. By better understanding when mindfulness is the right approach — and how it works — HR and training programs can better enhance both leader performance and employee well-being. […]

How Businesses Are Reducing Their Energy Costs and Building Resilience – SPONSOR CONTENT FROM SIEMENS

Business leaders have significant concerns about energy. A Harvard Business Review Analytic Services report, sponsored by Siemens in conjunction with a national series of seminars focused on energy innovation, found that approximately 90 percent of executives feel significant pressure to reduce their energy spend, and more than 80 percent said fluctuating energy prices are a […]

Flu shots during pregnancy

Is your head already spinning from all of the confusing information about the safety of routine vaccinations? Well, news of the latest findings regarding the flu vaccine during pregnancy certainly won’t help things. A group of researchers recently reported an association between a pregnant woman getting the flu vaccine and having a miscarriage. The authors […]

5 Ways to Help Employees Keep Up with Digital Transformation

Executive Summary The consumer products landscape is in the midst of a significant digital shake up. Success of these new ideas and approaches depends on the abilities, skills, and mindset of the company’s workforce. Work with leading consumer products companies around the world shows that there are clear practices and investments that drive a greater […]

Thinking About a “Work from Anywhere” Arrangement? Ask These Questions First

Executive Summary Becoming location-independent and traveling the world is more possible than ever. With the internet and a laptop, scores of professions that were once desk-bound — consulting, writing, researching, designing, and more — are now free to conduct business from around the globe. But is the lifestyle right for you? Before making the decision, […]

Managing the Perks and Pitfalls of Proactive People

Executive Summary Companies need proactive employees. They are essential for suggesting, developing, and sustaining innovative new projects and for helping companies stay competitive. But organizations must make sure that proactive employees know the types of risks to take and those to avoid. On the one hand, top managers need to provide autonomy so that middle […]

Too Much Charisma Can Make Leaders Look Less Effective

Executive Summary Conventional wisdom suggests that the most charismatic leaders are also the best leaders. But research shows that, while at least a moderate level of charisma is important, too much may hinder a leader’s effectiveness. Three studies — involving 800 business leaders globally and around 7,500 of their superiors, peers, and subordinates — suggests that […]

How to Regain the Lost Art of Reflection

Executive Summary Executives spend too much time on information processing, reaction, and execution, and not enough on slow, deliberative, reflective thinking. But some CEOs have managed to resist these tendencies. Warren Buffett, Bill Gates, and Mark Zuckerberg read extensively, safeguard time for personal development projects, and constantly seek new stimulus and perspectives. Leaders such as […]

As European Banks Retreat from the World Stage, China Is Stepping Up

Executive Summary It has been 10 years since the global financial crisis, and the fall-out continues in the industry that was at its epicentre: banking. There has been a truly dramatic retrenchment from foreign markets, making banking a rare case of an industry becoming less, rather than more, global. But as European banks retreat, China […]

Equifax and Why It’s So Hard to Sue a Company for Losing Your Personal Information

Executive Summary The Equifax breach is different from previous breaches. It isn’t the largest or the most embarrassing, but it involves personal data that people didn’t directly give to Equifax, which makes the nature of the breach unique. The company is facing a number of lawsuits, and Congress is demanding answers. But U.S. citizens may find […]