The government is changing the loan’s insurance costs and reducing how much applicants can borrow–and the window for borrowing under the old rules is closing fast. Source: Kiplinger New Rules for Reverse Mortgages
Small-Business Owners' Biggest Retirement Mistake
After spending a lifetime concentrating on their companies, many small-business owners find themselves in a tough spot near the end of their careers. They’ve neglected planning for succession or a sale. Source: Kiplinger Small-Business Owners’ Biggest Retirement Mistake
Equifax Data Breach – 143 Million U.S. Consumers Affected
Equifax is one of three major consumer credit-reporting agencies, with data on more than 820 million consumers and 81 million businesses worldwide. “Given the kind of data, the potential for financial fraud, and identity theft is quite high,’’ said cybersecurity expert Mark Nunnikhoven of security software firm Trend Micro. Equifax has created a website (equifaxsecurity2017.com) where consumers can […]
After a Hurricane, Beware Flooded Cars for Sale
If you’re buying a used vehicle in an area recently hit by a hurricane, check to make sure it doesn’t have any flood damage. Source: Kiplinger After a Hurricane, Beware Flooded Cars for Sale
7 Dividend Aristocrats to Buy for Growth, Too
Source: Kiplinger 7 Dividend Aristocrats to Buy for Growth, Too
5 Ways to Protect Your Portfolio in a Stock Market Correction
Source: Kiplinger 5 Ways to Protect Your Portfolio in a Stock Market Correction
Berkshire Hathaway Stock: Buy or Sell?
Shares in Warren Buffett’s company are a bargain, but don’t expect too much. Source: Kiplinger Berkshire Hathaway Stock: Buy or Sell?
Tax Diversification: An Untapped Resource for Wealth Over Your Lifetime
Sure, diversifying is a good idea for investors, but unless part of your diversification strategy is based on how your investments are taxed, you could be missing out in retirement. Source: Kiplinger Tax Diversification: An Untapped Resource for Wealth Over Your Lifetime
The Equifax Data Breach: What You Should Do
One of the gatekeepers to your most sensitive personal information was hacked, bigtime. Here’s how to protect yourself. Source: Kiplinger The Equifax Data Breach: What You Should Do
Wells Fargo Finds More Suspicious Accounts
The company said it is taking steps to make amends and already has paid more than $3.7 million in refunds and credits to customers who’ve gone through the bank’s complaint and mediation process. Victims may receive additional compensation from a $142 million class-action settlement, which was approved by a judge in July. Over the next […]
Worst College Majors for Your Career 2017-2018
Source: Kiplinger Worst College Majors for Your Career 2017-2018
Retirees, Schedule an Insurance Audit
Pull out your policies and sharpen your pencil: It’s time to plug the leaks and find stronger, cheaper insurance coverage. Source: Kiplinger Retirees, Schedule an Insurance Audit
4 Must-Dos Before Retirement
I’ve seen too many people get too late a start on these four essential retirement checklist items. Source: Kiplinger 4 Must-Dos Before Retirement
It's Time for the Tax Talk
Don’t ignore the toll taxes can take on your retirement savings. Breaking down your income streams into four “tax buckets” can help clarify your plan. Source: Kiplinger It’s Time for the Tax Talk
Best College Majors for Your Career 2017-2018
Source: Kiplinger Best College Majors for Your Career 2017-2018
Exports Grow but Trade Deficit Rises
Kiplinger’s latest forecast on the direction of the trade deficit. Source: Kiplinger Exports Grow but Trade Deficit Rises
7 Ways Lidl Is Disrupting Supermarket Shopping
Source: Kiplinger 7 Ways Lidl Is Disrupting Supermarket Shopping
How to Land the Job When You're Overqualified
Don’t let too much experience on your resume derail your job search. Source: Kiplinger How to Land the Job When You’re Overqualified
7 Ways Lidl Is Disrupting Supermarket Shopping
There’s a fresh-to-the-U.S. supermarket chain with a funny name that has some very serious plans for American shoppers. Germany-based Lidl (rhymes with needle) is a…
10 Best College Majors for a Lucrative Career
College is often considered the surest path to a lucrative career. After all, according to the U.S. Bureau of Labor Statistics, a worker with a…
7 Best Fidelity Funds for Diversification
Source: Kiplinger 7 Best Fidelity Funds for Diversification
Give Your 401(k) a Midyear Checkup
Now is a good time to review your 401(k) contributions to make sure you’re getting your employer’s full match. Source: Kiplinger Give Your 401(k) a Midyear Checkup
The Price of Good Advice: 3 Ways a Financial Adviser Can Save You Money
It’s always a good idea to know how much you’re paying for financial help, but what might be just important (or more so) is how much you could be saving by getting good advice. Source: Kiplinger The Price of Good Advice: 3 Ways a Financial Adviser Can Save You Money
Reverse Mortgages That Work
A path to provide retirees with financial flexibility and security. Source: Kiplinger Reverse Mortgages That Work
10 Retirement Stocks to Buy and Hold for Life
Source: Kiplinger 10 Retirement Stocks to Buy and Hold for Life
How to Turn Your Backyard Into a Moneymaker
These tips will evolve your home into a profit center. Source: Kiplinger How to Turn Your Backyard Into a Moneymaker
A 10-Stock DRIP Portfolio to Get Rich Slowly
The simple, yet effective, beauty of dividend reinvestment plans is that they are designed to take the emotion out of investing. A core portfolio featuring these 10 companies can help build wealth while reducing risk. Source: Kiplinger A 10-Stock DRIP Portfolio to Get Rich Slowly
Plan Retirement as Thoroughly as Your Vacation
Source: Kiplinger Plan Retirement as Thoroughly as Your Vacation
When It Pays to Bend Financial Rules
Financial rules of thumb take a lot of the guesswork out of money issues, but one size may not fit all. Source: Kiplinger When It Pays to Bend Financial Rules
How to Find a Home's Claims History
Ask for the seller’s disclosure report to uncover problems that could affect your homeowners premiums. Source: Kiplinger How to Find a Home’s Claims History
Tight Inventory Spurs Prices
Kiplinger’s latest forecast on housing starts and home sales Source: Kiplinger Tight Inventory Spurs Prices
Harvey Likely to Slow Q3 GDP, Push Q4 Up
Kiplinger’s latest forecast for the GDP growth rate Source: Kiplinger Harvey Likely to Slow Q3 GDP, Push Q4 Up
What to Do After Inheriting an IRA
Heirs must begin taking withdrawals once they inherit an IRA, but how they choose to make those distributions can have a big impact on their account balance over time. Source: Kiplinger What to Do After Inheriting an IRA
Stop Pushing My Buttons! Family Tensions Can Prevent Forward Planning
All families are emotionally complex systems. But there are ways to defuse the inevitable friction every family experiences, and it all starts with you. Source: Kiplinger Stop Pushing My Buttons! Family Tensions Can Prevent Forward Planning
7 Moves for Retirees to Survive a Market Swoon
Source: Kiplinger 7 Moves for Retirees to Survive a Market Swoon
Job Growth Downshifting but Decent
Kiplinger’s latest forecast on jobs Source: Kiplinger Job Growth Downshifting but Decent
Protect Social Security Number, Avoid Identity Theft
Leave it Home. Never carry your Social Security card — what if your wallet or purse is stolen? The same goes for your Medicare card (which includes your Social), unless you’re seeing a health care provider for the first time. If you like the security of having an ID on you, carry a photocopy of […]
Kids Leaving Home? How New Empty Nesters Can Save, Invest
Whether your kids are off to college or to kindergarten, becoming an empty nester could free up a big chunk of money for parents. It could help fund your retirement or pay off your mortgage in half the time. Source: Kiplinger Kids Leaving Home? How New Empty Nesters Can Save, Invest
Does Life Insurance Deserve a Place in Your Retirement Portfolio?
For many people, it could be worth looking into. But make sure you understand the pros and cons, what you’re paying and what you’re getting for that money. Source: Kiplinger Does Life Insurance Deserve a Place in Your Retirement Portfolio?
Donating to Hurricane Harvey Relief Efforts
Plenty of organizations are raising money to help the victims of Hurricane Harvey. Check out these groups before you donate to be sure your gift goes to those who need it — and not to scam artists. Source: Kiplinger Donating to Hurricane Harvey Relief Efforts
The 3 Best U.S. Stocks to Buy for Big Global Profits
Source: Kiplinger The 3 Best U.S. Stocks to Buy for Big Global Profits
10 Stocks That Every 20-Year-Old Should Buy
Source: Kiplinger 10 Stocks That Every 20-Year-Old Should Buy
Does Life Insurance Deserve a Place in Your Retirement Portfolio?
For many people, it could be worth looking into. But make sure you understand the pros and cons, what you’re paying and what you’re getting…
How Well Do You Really Know Warren Buffett?
Source: Kiplinger How Well Do You Really Know Warren Buffett?
5 Greatest Health-Care Stocks of All Time
Source: Kiplinger 5 Greatest Health-Care Stocks of All Time
Say Goodbye to MyRA, Hello to Roth IRA
The government may be shutting down its investment program, but don’t let that stop you from saving for retirement. There are lots of tax-friendly Roth IRA possibilities, even for those with just $50 a month to spare. Source: Kiplinger Say Goodbye to MyRA, Hello to Roth IRA
It's Time to Flip Your Financial Focus
These 5 often-overlooked issues could make or break your retirement. Source: Kiplinger It’s Time to Flip Your Financial Focus
4 Funds to Cut Your Risk in a Stock Market Correction
These low-volatility funds can keep your portfolio from getting creamed during the next selloff. Source: Kiplinger 4 Funds to Cut Your Risk in a Stock Market Correction
Give Back to Support Your Hometown
Giving to a community foundation gives donors flexibility on where their financial aid flows and helps them make choices based on their interests. Source: Kiplinger Give Back to Support Your Hometown
10 Tech Stocks Releasing Game-Changing Products
Source: Kiplinger 10 Tech Stocks Releasing Game-Changing Products
Should You Put Your Countdown to Retirement on Hold?
Federal employees have a lot to gain (how’s $10,000 more per year in retirement sound?) by sticking it out until age 66. Source: Kiplinger Should You Put Your Countdown to Retirement on Hold?
Sell Your House Faster With These 6 House Flipping Tactics
Work it like a professional for a quick sale at a great price. Source: Kiplinger Sell Your House Faster With These 6 House Flipping Tactics
3 Greatest Retailer Stocks of All Time
Source: Kiplinger 3 Greatest Retailer Stocks of All Time
Amazon Slated to Cut Prices on Whole Foods Groceries – AARP
Other foods that are now cheaper: avocados, kale, baby lettuce, tilapia, almond butter, organic eggs and rotisserie chicken. And the company announced that the cost of more items will be cut soon. Amazon plans to offer the Whole Foods Organic 365 line of generic brand products — along with Whole Paws pet products — through […]
Impostor Scam Tells Victims They Won the Sweepstakes – AARP
“This is just a scheme using the well-known names of Make-A-Wish and the FTC to rob thousands of dollars from people,” the FTC warns on its website. “Once you wire money or send banking information, you will never see your money again.” The agency provides these tips to protect yourself: “If someone asks you to […]
Best Careers Without a College Degree 2017
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Buying a New Car? Check the Resale Value
Even people who hold cars forever should pay attention to this metric. Source: Kiplinger Buying a New Car? Check the Resale Value
Best Careers of the Future 2017
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Worst Careers of the Future 2017
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New Scam Mimics National Institutes of Health
NIH does dispense grant money to researchers who apply for it to serve a public purpose. But Uncle Sam does not call people out of the blue to give them grants, and the money isn’t for personal use, officials say. “If you get a call like this from someone asking you to pay money to […]
FTC Partners With Phone Carriers to Block Robo-Calls – AARP
Complaints about the calls have been pouring into the FTC — so much so that they are the No. 1 complaint the agency receives. The FTC plans to process your complaint within one business day and immediately turn over information you gathered from the caller to phone carriers and other industry partners. As part of the partnership, the […]
Smart Financial Moves Keep the Focus on Family
Scaling back on household expenses has helped this family stay on the right financial path for more than a decade.
The Best Stock in Utah: Myriad Genetics
We analyzed publicly traded companies based in the Beehive State to identify the best stock in Utah to buy now.
The Retiree Tax Quiz
Permalink — https://www.kiplinger.com/quiz/retirement/T055-S014-the-retiree-tax-quiz/index.html URL of source article. Date — July 18, 2017 4:00 am Publish date of source article. Source — http://www.kiplinger.com/about/rss/kiplinger.rss URL of RSS feed.
Retirement's Biggest Risks Come after You Reach the Summit
You’ve climbed the saving mountain, but the danger is just beginning. Here’s how to trek to long-term income security.
3 Small Towns That Are Full of Millionaires
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Best Bank Accounts for Retirement
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5 Cheap Things to Do With Kids When School Is Out
Permalink — https://www.youtube.com/watch?v=MXaMW1VjMW4 URL of source article. Date — July 11, 2017 6:33 pm Publish date of source article. Source — http://fetchrss.com/rss/59f8bc068a93f840488b4567665197063.xml URL of RSS feed.
Maximize Your Social Security Benefits With Tailored Strategies
With hundreds of filing possibilities, it pays to carefully weigh all your options and get creative about when and how to claim benefits so you…
3 Mutual Funds to Play the Recovery in European Stocks
Corporate earnings and European economies are improving, and the stocks are cheap. European stocks, which have lagged their U.S. counterparts dramatically since the bull market began in 2009, are closing the gap. In the first five months of 2017, the MSCI Europe index returned 16.6%—nearly double the return of Standard & Poor’s 500-stock index. See […]
3 Cheapest Places to Live in the U.S.
Permalink — https://www.youtube.com/watch?v=36ZAWAxqP5g URL of source article. Date — June 29, 2017 3:50 pm Publish date of source article. Source — http://fetchrss.com/rss/59f8bc068a93f840488b4567665197063.xml URL of RSS feed.
3 Cities You Probably Can't Afford to Live In
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Best Internet Banks 2017
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3 Mistakes That Can Ruin Your Retirement
Here’s what NOT to do if you want your retirement to be a success. Most of the financial advice you see focuses on telling individuals what they need to do to be a success in retirement. SEE ALSO: Don’t Let Long-Term Care Costs Devastate Your Retirement But it’s just as important — maybe more important […]
10 Small Towns With Big Millionaire Populations
Just 5.5% of the households in the U.S. qualify as bona fide millionaires. That means they have investable assets of $1 million or more, excluding…
3 Luxury Goods You Can Buy on a Subscription Plan
Always wanted to drive a new Caddy? Or carry the latest handbag, or stretch out on satiny cotton sheets? New subscription plans make it easier…
Is Costco a Better Deal Than Sam’s Club?
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3 Dangerous Investing Mistakes to Avoid
Permalink — https://www.youtube.com/watch?v=HQkgpv34Adc URL of source article. Date — May 19, 2017 3:53 pm Publish date of source article. Source — http://fetchrss.com/rss/59f8bc068a93f840488b4567665197063.xml URL of RSS feed.
31 Best Travel Sites to Save You Money
Find the best deals online for plane tickets, hotel rooms, vacation packages and car rentals, domestic or abroad.
6 Steps to Spring Clean Your Financial House
Do you have piles of paperwork cluttering up your kitchen? When’s the last time you checked insurance rates or tracked your spending? Spring is a great time to get organized. It has been a long winter, and the last thing anyone wants to think about is spring cleaning; however, an annual deep clean of your […]
10 Things You Must Know About Medicare
Heading into your retirement years brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Figuring out…
Financial Planning: Go One Step at a Time
Seriously, you can do this. Here are the basics for retirement planning, boiled down to three steps. Step 2 could take some time, but Step 1 and Step 3 are pretty easy, so get started. Have you ever tried to build something from scratch without directions? SEE ALSO: Is $1 Million Enough to Retire? Recently, […]
Retirement Savings Calculator
Our exclusive Retirement Savings Calculator will help you estimate the future value of your retirement savings and determine how much more you need to save each month to reach your retirement goal. Actual results will depend on how much you contribute to your retirement accounts, the rate-of-return on your investments, and how long you live. […]
8 Good Stocks to Buy Now for 2017
These eight stocks all offer strong growth prospects at reasonable prices, a combination that should result in solid gains. We lean toward large companies, but…
These 5 Vanguard Index Funds Are All You Need
Plus, my suggestions for using them to assemble a long-term portfolio.
How Long Should You Keep Tax Records?
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Boost Your Social Security Benefit Every Month You Delay
You don’t need to wait an entire year beyond your full retirement age to earn delayed retirement credits. iStockphoto By Kimberly Lankford, Contributing Editor April 12, 2017 QI just finished reading 6 Reasons to Work Past Retirement Age, which says that for every year you delay taking your Social Security benefits past full retirement age, […]
14 Secrets to Shopping at Costco
You can order some groceries online at Costco.com, of course, but you might need to wait up to five days for delivery. Faster express delivery in a day or two is available on certain items for an extra charge. But if even a day or two is too long to wait, then consider using an […]
14 Secrets to Shopping at Costco
A Costco membership opens doors, quite literally, to a vast selection of bulk-size groceries and household goods selling at discounted prices. But buying potato chips…
9 IRS Audit Red Flags for Retirees
In 2016, the Internal Revenue Service audited only 0.70% of all individual tax returns. So the odds are generally pretty low that your return will…
16 Nice-Try Tax Breaks Rejected by the IRS
Over the years, taxpayers have concocted a lot of zany arguments to justify their tax breaks. We’ve come up with what we think are the…
Kirkland Products You Should Buy at Costco
Years back, retailers got wise to the ways of store brands. You know the drill: Grocers stock their shelves with food items packaged just for…
Should I Be Tempted to Invest in Bitcoin?
The recent eye-popping gains in the crypto-currency are hard to ignore, but the proposition may not be as sexy as it sounds.
6 Vanguard Index Funds to Buy and Hold Forever
Just six index funds from fund giant Vanguard can boost your returns. But, which six?
Best Vanguard Funds for Your Retirement Nest Egg
Once upon a time, Explorer was a solid, aggressive small-company stock fund. Now it’s “a poster child” for the “watered-down” results that come from funds that have multiple managers, says Dan Wiener, editor of The Independent Adviser for Vanguard Investors, a newsletter. Wiener is referring to Vanguard’s penchant for divvying up the assets of a […]
Best Vanguard Funds for Your Retirement Nest Egg
Vanguard is the biggest fund company in the land, with more than $3 trillion in assets. So chances are high that many retirement savers have…
Mutual Fund Rankings, 2017
Despite a host of concerns, stocks shine, with small caps leading the way.
Our Practical Investor's Portfolio
Columnist Kathy Kristof is putting her real money into the market so she can help you be a better investor.
How to Invest With Skill
All activities are done with some combination of luck and skill. But when it comes to your money, you want to be more than just…
8 Stocks to Buy That Are Growing Faster Than Amazon
Do you think Amazon.com (AMZN) is a growth machine like no other? It’s a beast to be sure, with the most recently-reported quarterly top line…
Calculate Your Required Minimum Distribution From IRAs
Determine your mandatory minimum distributions from a traditional IRA. This calculator makes it easy to compute your mandatory minimum distributions from a traditional IRA, which start when you hit age 70 1/2. All you need is your age at the end of 2017 and the total balance of your traditional IRA accounts as of December […]
12 Things You Can't Return to Amazon
Before you add any of these items to your online shopping cart, be sure you really, really want them.
26 Best Funds for Your Retirement Nest Egg
Save, save, save! That’s the advice everyone has for funding your 401(k) plan. Less is written about how you should invest those dollars you stash…
15 Things You Should Never Buy During the Holidays
The season of giving is also the season of getting. You’re likely spending lots of money purchasing gifts for friends and loved ones during the…
Best Fidelity Funds for Your Retirement Nest Egg
Fidelity is home to some of the greatest stock fund managers of all time. At the top of the list is Peter Lynch, who during…
The 10 Best Index Funds for 2017 and Beyond
As I just said, it’s difficult to beat the market. But the iShares Core S&P Mid-Cap ETF is awfully, awfully darn good at it. From a total performance perspective, the IJH has beaten the IVV in every meaningful time period, from one month to 15 years. And yet, very few people talk about the IJH, […]
Find the Best College for You
Kiplinger’s College Finder helps you to identify the best college matches for you or your son or daughter. SEE ALSO: Sortable Rankings | SPECIAL REPORT: College Rankings, 2016 Kiplinger’s College Finder helps you to identify the best college matches for you or your son or daughter. Filter our list of the 300 best college values […]
10 Great Stocks for the Next 10 Years
Warren Buffett aims to hold stocks “forever.” We’re a bit less patient. But we like playing the long game: picking a few solid companies, sticking…
The 5 Best Bond Funds for 2017
The trick next year will be to avoid losing money.
Best Things to Buy on Black Friday
Some of the deals on November 25 are too good to pass up – even if you’re only shopping for yourself.
105 Most Popular Funds for Your Retirement Savings
These mutual funds have the most assets under management in 401(k) plans, according to BrightScope.
Best Careers for the Next 10 Years
The future is bright for these professions based on hiring and pay. The U.S. job market is looking good. And for some fields, it’s looking great. We analyzed hundreds of professions to see which are have the strongest job growth and highest salaries. See Also: 10 Worst Jobs for the Future Here are three to […]
Best New Car Values of 2016
These picks from Kelley Blue Book will hold their value and save you money at the pump. Courtesy Chevrolet By Miriam Cross, Staff Writer From Kiplinger’s Personal Finance, December 2016 The picks below are part of Kiplinger’s Personal Finance’s annual Best List, a roundup of the best values in all the areas we cover — […]
For a Healthy Vacation, Take a Walk
Walking tours offer an up-close and personal view of your destination, with a bonus: You can indulge in gourmet meals without worrying about your waistline. Imagine a vacation in which you immerse yourself in another culture, make new friends and enjoy fabulous cuisine—with no worries that your pants will be too snug when you get […]
8 Social Security Myths Debunked
Social Security provides critical benefits to more than 50 million people a year; almost 170 million workers contribute a chunk of their paycheck, to the…
How to Read a Bond Listing
Here’s everything you’ve ever wanted to know about deciphering bond listings. Thinkstock By the editors of Kiplinger’s Personal FinanceFrom Kiplinger’s Personal Finance, September 2016 You can use an online broker to find bonds that are right for you. In search of a good yield, we used Fidelity to screen for corporate bonds rated triple-B and […]
Design Tips to Energize Your Bathroom
Incorporate some — or all — of these ideas to keep your space from feeling too clinical and boring. Modern bathroom design is often all about going minimalist with clean finishes for a spa-like feel. But sometimes the look ends up feeling clinical. To make sure your space feels just as inviting as the rest […]
4 Ways to Score Tickets to Broadway Musical 'Hamilton'
Theater fans longing to see the sold-out show will need loads of money, patience or luck to get a seat.
How to Endow a Scholarship to Honor a Veteran
You may be able to set up a scholarship fund through a college or community foundation, or support educational programs through a charity that specializes…
How Much Can I Save Biking to Work?
When you bike to work, it might feel like your commute is uphill both ways — until you realize the added weight you’re carrying is…
18 Smart Ways to Spend or Invest $1,000
Finding yourself with an extra stash of cash–whether it’s a bonus, a gift, an inheritance or simply savings that have languished in a low-interest account–…
The Secrets of Women Investors
For starters, they do more research and they panic less. And guess what—they get better results. By Kathy Kristof, Contributing Editor From Kiplinger’s Personal Finance, April 2016 Women used to get a bad rap on Wall Street. Industry observers maintained that women started too late, saved too little and invested too conservatively. But research is […]
How You Can Reduce Capital Gains Taxes with a Two-Year Sale Strategy
You can also save money on net investment income taxes. If you plan to sell a substantially appreciated asset, property or business, you can save money with what’s called a two-year installment sale. Basically, it’s a double-sale strategy to create a taxation timing gap between when the asset sale proceeds are received and when they’re […]
8 Stocks Under $10 Worth Buying While They Are Cheap
There’s a visceral appeal to buying stocks that can be picked up for a song, but companies with low-priced shares are often risky bets. Whether…
The Case for Closed-End Funds
The “orphan children” of the fund management industry, some CEFs are worth considering in a diversified portfolio. Amidst the excess of investment vehicles today, closed-end funds (CEFs) have lost their allure with many investors, yet can present very good opportunities for particular asset classes, namely fixed income. While CEFs may not be right for every […]
Resolve to Let the Force Be With You
Can you answer these core questions about your investing philosophy and strategy? 2016 would be a good time to start. If you are like many investors, you find yourself dazzled by the sound and fury of the stock market. Months (if not years) of speculation about rising interest rates, the carnage in the oil sector, […]
Get Quality Tires for the Best Price
We’ve got tips to ease the burden of finding the right rubber to keep your ride safe.