Since our last newsletter, there has been one significant development in the Probate and Family Court, and one decision of note. First, effective as of…
6 Things to Think About When You Get a Pension Payout Offer
Before you take a lump sum or lock in monthly payments, carefully consider the consequences for you, your spouse and your heirs. Once you make…
3 Tax-Planning Ideas to Help Take the Bite Out of RMDs
Required minimum distributions can be the bane of many IRA owners’ existence. But there are a few creative ways to reduce your income tax burden,…
8 Financial Conversation Starters for Thanksgiving Table Talk
Need a few safe topics to chat about while passing the turkey? Or would you rather stir things up a bit? Here are eight retirement…
Roundup: Best Black Friday and Thanksgiving Deals at Top Retailers 2017
Here’s a roundup of doorbusters and deals from Walmart, Costco, Best Buy, Toys R Us, Home Depot, Lowe’s and Amazon.
What You'll Pay for Medicare in 2018
The standard premium for Medicare Part B won’t change next year, but some recipients will still end up paying more.
Best Things to Buy on Black Friday 2017
Black Friday has evolved into more than just a single day of big sales. Doorbusters and deals now start rolling out on Thanksgiving (often earlier),…
The 15 Best REITs for Retirement Income
Few asset classes are better suited to retirement portfolios than real estate. If managed sensibly, a portfolio of real estate investment trusts (REITs) can provide…
House and Senate Legislators Take Significant Steps Toward Tax Reform
On Thursday, November 16, 2017, House and Senate legislators took significant steps towards achieving the most extensive tax reform in over a decade, with the…
Estate and Gift Tax Audits: TIGTA Report Exposes Need for Improvement
While proposals for the eventual elimination of the estate tax are being hashed out in Congress, the IRS effort of auditing estate tax returns continues…
Wealth: The Ultimate Magnifying Glass
Having substantial wealth certainly makes your finances more complicated, but it can also magnify already complex family relationships and dynamics.
Best Black Friday Deals at Home Depot and Lowe's 2017
Look for bargains on appliances, tools and holiday decor at the home improvement chains during Black Friday sales.
The Problem with Your 'Magic' Retirement Number
Calculating how much to save for a secure retirement has one major flaw: To do the math, you have to rely on averages. The problem?…
Best States to Move to in 2018 for Lower Taxes
Where you live and work can have a big tax impact on your paycheck.
Will Santa Claus Visit Wall Street This Year?
Tax cuts are the biggest wild card that could make or break a year-end rally
10 Things to Be Thankful for This Holiday Season
We won’t torment you with all the things going wrong in the world as you sit down to turkey with all the fixings. But how…
Trusts and Estates Newsletter 2017
After months of delay, the Connecticut General Assembly passed, and the Governor signed in large part, a budget bill in the last days of October.…
Play It Again: No Contest Clauses Must Be Referenced In Each California Trust Amendment
No contest clauses are an ever-evolving area of the probate law in California. The Court of Appeal further refined the rules governing no contest clauses…
House Passes Tax Cuts and Jobs Act: How the Senate Proposal Compares
On November 2, 2017, the House Ways and Means Committee (the “House Committee”) released its plan for comprehensive tax reform: the “Tax Cuts and Jobs…
2018 Inflation Adjustments to Transfer Tax Items
The IRS released its 2018 tax adjustments – the following table summarizes the transfer tax adjustments. Note that some of these adjustments will become moot…
5 Considerations in Choosing a Special Needs Trustee
Choosing the right person to serve as trustee of a special needs trust is one of the most important and difficult issues in creating the…
4 Questions Every Do-It-Yourself Investor Should Ask
A “no” answer to any of these questions means you’d probably be better off with a little professional help.
6 Mistakes to Avoid When Planning Your Retirement
Even if you’ve saved every penny you need to retire, you’re nowhere near being done preparing for retirement. Here are some critical issues other than…
10 More Simply Safe Dividend Stocks for Retirement
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Best Costco Kirkland Products to Buy for the Holidays
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Best Walmart Black Friday Doorbusters and Deals 2017
Prices are already rolling back at Walmart, but the real Black Friday deals start on Thanksgiving.
5 "Unloved" Value Funds to Consider Buying Now
Some years, it hardly seems to matter whether you invest in growth or value strategies – all stocks move up together, or all stocks move…
Best Buy's Best Black Friday Doorbusters and Deals 2017
It’s all about cheap TVs, tablets and laptops during the electronics retailer’s Black Friday sales, naturally.
Using the Right Entity is Key to Successful Agribusiness
Are you using the right business entity for your farm or other agribusiness? I have worked with too many clients who have paid additional tax…
5 Wise Decisions You Can Make on Social Security Right Now
Don’t wait until you’re ready to retire to figure out your best strategy for claiming Social Security benefits. Looking into options well in advance makes…
Will You Spend Less in Retirement Than You Think?
It’s smart to budget for inflation. But if you’re overly conservative, you may be setting yourself up for a less fun retirement or years longer…
Best Toys R Us Black Friday Doorbusters and Deals 2017
Stores are open Thanksgiving Day, but don’t expect bargains on many of the hottest holiday toys during Black Friday sales.
Best Things to Buy at Dollar Stores for the Holidays 2017
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Caring for a Parent From Far Away
Caregiving for an elderly parent or relative is especially hard for the nation’s seven million long-distance caregivers.
32 Companies That Amazon Could Ruin
Amazon.com (AMZN) has brought pain and misery to numerous companies since its founding in 1994. This well-documented phenomenon really picked up the pace over the…
When to Take Your First Required Minimum Distribution From an IRA
You may be able to postpone taking your first required distribution from an IRA until the following year, but that can trigger a bigger tax…
Closely Held Businesses: You Make the Plan, or a Plan Will Be Made For You
Who is the Better Planner for Your Affairs: You or the State? Planning for succession of a closely held business is a lot like making…
Family Offices Market Intelligence: Developments in Family Offices – Q3
The ultra-wealthy are allocating more of their money to equities and less to hedge funds and real estate this year, a survey of family offices…
5 Ways to Better Connect with Female Investors
Some financial advisers are missing the boat when it comes to helping women with their money. Here are some ways they’re coming up short, and…
Investment Patience is a Virtue
Investors who can keep their focus on the long term when others get distracted (and distressed) by short-term drama should see their patience rewarded down…
Investments That Should (And Shouldn't) Go Into Your IRA
An Individual Retirement Account (IRA) is a tax-advantaged home for your retirement investments. Spared annual interruptions by the IRS to collect taxes on your earnings,…
10 Dividend Growth Stocks for 2018
Dividend growth stocks have obvious appeal. After all, dividend investing is based on buying and holding a stock for the payouts. So if a company…
Best Costco Black Friday Doorbusters and Deals 2017
The warehouse club is promising big Black Friday sales on top of its members-only prices.
Kiplinger's Favorite High-Yield Dividend Stocks
These four picks are well suited for many income investors including retirees.
2018 Retirement Contribution Limits for 401(k)s and IRAs
Some savers can contribute more to their retirement nest eggs in 2018.
Rates Due for Moderate Increase
Kiplinger’s latest forecast on interest rates
On Again / Off Again – Estate Tax Repeal Efforts
The Senate version of the Tax Cuts and Jobs Act includes the House Bill’s increases in federal estate and gift tax exemption amounts – doubling…
Bad Blood Among Late Developer’s Heirs Jeopardizes Real Estate Mega-Deal
A New York real estate deal valued at close to $1 billion came to a grinding halt when the underlying animosities between a late developer’s…
QLACs: A Secret Weapon to Help Reduce RMDs
Worried about taxes and making your money last through retirement? A qualified longevity annuity contract (QLAC) could be a possibility to consider.
Gifting a Life Insurance Policy to a Charity
One often-overlooked way to magnify your magnanimous charitable donation is to consider gifting an unneeded life insurance policy. Your gift can also come with some…
3 Cheap Funds to Build an Unstoppable Portfolio
Index funds are a great way for investors of all skill levels to build or enhance their portfolios. These days, with investors being increasingly cost-conscious, low-cost…
8 Things You Must Know About Retiring to Florida
As you sit there mulling a retirement in the South, approximately 1,000 people are already on their way to Florida today with all their household…
Penny Stocks: Why You Should Always Stay Away
With the exception of some large foreign firms, investors should generally avoid stocks that trade over-the-counter.
Best Amazon Black Friday Doorbusters and Deals 2017
Some of the biggest Black Friday and Thanksgiving savings on Amazon.com are on Amazon products.
7 Stocks That Warren Buffett Is Buying and Selling
Christmas comes four times a year if you’re a fan of Warren Buffett. Thanks to regulatory requirements, acolytes get a peek at what stocks the…
The Impact On U.S. Corporations If The House's "Tax Cuts And Jobs Act" Passes
We drafted a tax alert that addresses the impact of the much anticipated “Tax Cut and Jobs Act” (H.R. 1) on the taxation of U.S.…
Federal Tax Reform May Affect Estate Planning
On November 2, the House Ways and Means Committee released a draft tax reform bill known as the Tax Cuts and Jobs Act. The Senate…
Tax Cuts and Jobs Act Update: Key Differences Between the House and Senate Bills
The Senate Finance Committee Chairman’s Mark for the “Tax Cuts and Jobs Act,” released Nov. 9, describes in detail the Senate tax bill and is…
Aiding & Abetting Fiduciary Breach – What is “Knowing Participation” by South Carolina Professionals?
The South Carolina Supreme Court recently clarified liability for aiding and abetting a breach of fiduciary duty. In Bennett v. Carter, 2017 WL 5163467, the…
Don't Leave Your Surviving Spouse in Dire Straits
The death of a spouse has wide-ranging financial ramifications. Here are eight moves you could make right now to help ease some future burdens on…
Will Your Holidays Be Filled with Gobble, Gobble or Squabble, Squabble?
The holidays are upon us, which can mean more time with family. If you are like me, visions of family fun, laughter and joy are…
7 Best Energy Stocks to Buy for the Dividends
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Most-Overlooked Tax Breaks for Investors
With Congress attempting the most sweeping overhaul of the nation’s tax laws in a generation, this could be your final chance to take advantage of…
Land a Retail Job for the Holiday Season
Retailers will add hundreds of thousands of seasonal workers for the holidays. How to find a job–and possibly turn it into a permanent position.
Serving as a trustee: What is the job description?
You may have had conversations with family members about whether you would be willing to serve as a trustee of a trust for the children…
A Last Will And Testament Can Always Be Changed (Before Death)
It is a fundamental principle of law that a Last Will and Testament duly signed and witnessed is binding on no one until the person…
Hurricanes Shed Light on Inadequate Insurance Coverage
Did you know that standard homeowner policies don’t cover flooding from heavy rains? And that people who don’t live in flood zones file water-damage claims…
To Retire, Mind Your P's: Purpose, Planning and Procrastination
Focusing on those three basic concepts will keep you out of trouble, even if you’re in the “retirement red zone.”
50 Dividend Stocks You Can Count On in 2018
The Dividend Aristocrats are companies in the Standard & Poor’s 500-stock index that have hiked their dividends every year for at least 25 consecutive years.…
The Estate Tax is Dead – Long Live the Repeal?
On November 2, 2017, a bill called the “Tax Cuts and Jobs Act” was introduced to the United States House of Representatives. The bill seeks…
How Could a Tax Change Affect You? This Is What the Senate and House Propose
Here’s a guide to the issues that consumers are likely to face, from tax brackets and alimony to electric cars and moving expenses.
10 Best Financial Benefits for Military Families
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How to Motivate Your Kids to Save and Invest: The Rule of 72
Nothing illustrates the magic power of compounding like the Rule of 72, which estimates the number of years required to double your money.
10 Tech Stocks That Could Disappear by 2027
A decade is a long time. But it’s even longer when it comes to tech stocks, where developments come fast and furious. Think back 10 years…
Where to Retire in Florida
Some cities in the Sunshine State are better suited for retirees than others.
How Could a Tax Change Affect You? This Is What the Senate and House Propose
Here’s a guide to some of the consumer-facing issues under consideration.
Pennsylvania Supreme Court Rules Trust Beneficiaries Must Get Court Approval to Remove Trustee
Beneficiaries who want to change a trust’s corporate trustee may have a much harder time under a recent Pennsylvania Supreme Court decision. The state high…
This Old-School Retirement Rule No Longer Applies
Modern-day asset allocation is a lot trickier than the traditional rule of thumb that so many people go by.
Your DIY Retirement Plan Could Be Saved by a Second Opinion
Even if you think you have your plan all nailed down, complete with detailed spreadsheets and an inflation buffer, there may be something you’re missing.
7 Retail ETFs for the Holidays
The past few years have not been kind to retail stocks, with the ascension of Amazon.com (AMZN) coming at the expense of numerous brick-and-mortar stores.…
6 Tips to Sell Your Condo Fast
Ways to cut your costs and turn a profit on your property.
3 Reliable Used Cars That Are Bargains
Ford, Kia and Cadillac make affordable alternatives to popular vehicles on the used-car market.
The Big Pension Decision Every Member of the U.S. Military Must Make in 2018
Service members who joined armed forces in recent years must decide whether to stay in the military’s old retirement system or join the new one.…
15 Utility Stocks to Buy for Safety and Stability
To say utility stocks are less than interesting would be an understatement. Utilities are downright boring, trading almost like bonds because of their (usually) steady…
Do Not Delay Putting Your Special Needs Planning In Place
We all want to provide the best for our children, but most of us do not want to face the task of putting an estate…
The Court of Appeals Examines the Promissory Estoppel/Statute of Frauds Relationship
In the past, New York Courts have demonstrated a willingness to apply the theory of promissory estoppel, to overcome the legal requirements of the Statute…
Estate Tax Changes Past, Present, and Future
I. INTRODUCTION – This outline is a selective and evolving review of the history of the modern federal estate tax. It originated during the attempts…
So You've Been Named as Trustee…Now What?
You’ve just discovered that you’ve been named trustee of a trust. Not only are you unsure of whether you should accept, you’re also wondering what…
4 Questions to Ask Before Adding an Annuity to Your Retirement Plan
Annuities are a worthy option for savers looking to add an element of protection to their retirement strategy. The key: Work with an independent adviser…
How the 401(k)-IRA Rollover Thought Process Works
Every decision has a consequence. From RMDs and taxes to passing on an inheritance, go step by step to make an informed choice.
Best Vanguard Funds for 401(k) Retirement Savers
Index funds have made Vanguard a 401(k) behemoth. A total of 33 Vanguard funds rank among the 100 largest funds in 401(k) assets, according to…
25 Best Mutual Funds in 401(k) Retirement Plans
Have you checked in on your 401(k) plan lately? If you have, you may notice that your retirement savings have swollen in value, inflated by…
100 Most Popular Funds for Your 401(k) Retirement Savings
These mutual funds have the most assets under management in 401(k) workplace retirement plans.
Best Fidelity Funds for 401(k) Retirement Savers
Boston-based Fidelity is the second-biggest player in the 401(k) space, managing 20 funds that rank among the largest mutual funds in 401(k) assets, according to…
Best T. Rowe Price Funds for 401(k) Retirement Savers
Many actively managed funds saddle investors with high fees and mediocre returns. But if your 401(k) plan includes T. Rowe Price funds, you’re in luck.…
Best American Funds for 401(k) Retirement Savers
You may not be familiar with Capital Group, but the Los Angeles-based firm runs American Funds, which has a gigantic presence in 401(k) plans. Out…
Nvidia (NVDA) Earnings Preview: Red-Hot Chipmaker Must Post Pristine Results
Nvidia’s stock has rallied for years on AI and cloud computing, but Thursday’s Q3 earnings report is an important test.
7 Best Dividend Funds for Retirement
The best dividend funds for retirement will have a combination of high yields, low expenses and a solid performance history. In other words, the search for…
4 Smart Moves Every 20-Something Should Make to Maximize Retirement Savings
Strategies to help you build a fat, comfortable nest egg.
Retirees, Fend Off the Risk of Bad Returns
Keys to helping your portfolio survive a downturn.
How to Qualify for a Health Savings Account and Trim Your Tax Bill
Health savings accounts provide a triple tax break to consumers. Contribution limits are going up slightly in 2018, but so are deductibles for eligible policies.
7 Signs America's Economic Growth Will Keep Booming
Doom and gloom sells. It’s easy to tap into people’s deepest fears and cry “the sky is falling.” And sadly, we’ve seen a lot of…
Undisclosed Foreign Accounts, Part II
The executor of a decedent’s estate has a duty to act in a prudent manner and in accordance with the law. At times, this may…
Know What You Want in Retirement Before You Buy the Tools to Build It
Too many people go about building their retirement plan backward. They get caught up in the investment part of the plan first and figure they’ll…
What's the Best Financial Advice You Ever Received?
Kiplinger readers share the financial guidance that has served them best over the years.
We're Here to Help
In a time of great need across the country, Kiplinger steps up to offer the best financial advice we can.
Should Ethics Determine Who You Do Business With?
Consumers seeking to do business only with ethical companies should ask these questions.
Retailers Get Creative to Compete With Amazon
Competition from online merchants forces stores to cut prices and expand offerings.
8 Financial Pros Share the Money Moves You Must Make Before 2018
In a few months, you’ll likely be inundated with posts, articles and videos about how you can make 2018 the best year yet. But why…
9 Dividend Aristocrats of the Future
The Dividend Aristocrats – members of the Standard & Poor’s 500-stock index that have increased their annual dividend payments for 25 years or longer -…
What Do You Know About Tax Brackets?
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Tax Reporting for Grantor Trusts
Typically, a trust must file a separate income tax return for each calendar year. However, for most grantor trusts, filing a separate tax return is…
Court Held That Statutory Probate Court Had Subject Matter Jurisdiction Over Trust Dispute
In Barcroft v. Walton, a statutory probate court entered sanctions, struck a defendant’s pleadings, and entered a default judgment against a defendant in a trust…
A Pleasant Surprise
Many commentators expected that the new tax bill would pair the repeal of basis step-up at death with the repeal of the estate tax. They…
Undisclosed Foreign Accounts
Serving as Executor can at times be more of a headache than an honor. On top of a pile of paperwork and dealing with a…
The 9 Investment Risks You Need to Guard Against
To protect your investment portfolio, it’s important to understand the different kinds of risks you’re facing.
10 Dangerous Dividend Stocks to Watch
Permalink — https://www.kiplinger.com/slideshow/investing/T018-S001-10-dangerous-dividend-stocks-to-watch/index.html URL of source article. Date — November 6, 2017 5:00 am Publish date of source article. Source — http://www.kiplinger.com/about/rss/kiplinger.rss URL of RSS feed.
Japan's Stock Market Rebounds Under Abenomics
U.S. investors should take note of the rally as Prime Minister Abe’s economic policies take hold.
State-by-State Guide to Taxes on Retirees
Our comprehensive guide to taxes on retirement income, property and purchases, as well as special tax breaks for seniors, in every state, updated for 2017
Estate Planning Inflation Adjustments for Tax Year 2018 & 2017-2018 Priority Guidance Plan
Many estate planning provisions of the Internal Revenue Code contain brackets, exemptions, exclusions, deductions, or other figures that the IRS adjusts annually for inflation. Every…
Proposed 2017 Tax Act Revealed – Death Tax Repeal Included
A summary of the proposed Tax Cuts and Jobs Act was released this morning (11/2/17) and reveals some major changes. The federal estate tax and…
A Well-Planned Estate Can Quell Family Squabbles Before They Start
From Esau, who rashly traded his birthright to his twin brother Jacob for a cup of soup, to King Lear’s ill-conceived plan to leave his…
How a Patient Advocate Helps You Navigate the Medical System
This professional can sort through your care options or sort out medical or insurance snafus.
6 Ways to Get Holiday Deals
Whether you do your shopping in stores or online, use our tips to save money this gift-giving season.
8 Career Moves That Prove You're Finally a Grown-Up
Strategies to move forward, get ahead, and make more money.
Generate a Do-It-Yourself 2017 Tax Cut
Taxpayers can benefit by maximizing itemized deductions this year.
Only Homo Sapiens Need Apply for New 529 College Savings Tax Break
But you don’t have to wait for Congress to act to open a tax-advantaged plan to save for an unborn child or grandchild’s college education.